LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,799
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,415
−HK$625/mo
Today · 4.125%
HK$21,040
baseline
▲ 0.50% · 4.625%
HK$22,321
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,080/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,026
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,617
−HK$599/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,440
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,759
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,498
−HK$750/mo
Today · 4.125%
HK$25,248
baseline
▲ 0.50% · 4.625%
HK$26,785
+HK$1,537/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,496/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,431
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,140
−HK$719/mo
Today · 4.125%
HK$27,859
baseline
▲ 0.50% · 4.625%
HK$29,328
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,718/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,718
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,581
−HK$875/mo
Today · 4.125%
HK$29,456
baseline
▲ 0.50% · 4.625%
HK$31,249
+HK$1,793/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$58,912/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,836
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,663
−HK$839/mo
Today · 4.125%
HK$32,502
baseline
▲ 0.50% · 4.625%
HK$34,216
+HK$1,714/mo
Deposit HK$2.60M · loan HK$6.08M · min. income ≈ HK$65,004/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,638
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,746
−HK$1,127/mo
Today · 4.125%
HK$37,873
baseline
▲ 0.50% · 4.625%
HK$40,177
+HK$2,304/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,746/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,647
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,710
−HK$1,079/mo
Today · 4.125%
HK$41,789
baseline
▲ 0.50% · 4.625%
HK$43,991
+HK$2,202/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,578/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,482 · Scale 2, in force from 26 Feb 2026)