LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,105
−HK$12,423/mo
▼ 0.25% · 3.875%
HK$204,267
−HK$6,261/mo
Today · 4.125%
HK$210,528
baseline
▲ 0.50% · 4.625%
HK$223,338
+HK$12,810/mo
Deposit HK$43.44M · loan HK$43.44M · min. income ≈ HK$421,056/mo (50% DSR)
Upfront cash ≈ HK$47.13M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,389
−HK$11,907/mo
▼ 0.25% · 3.875%
HK$226,300
−HK$5,996/mo
Today · 4.125%
HK$232,296
baseline
▲ 0.50% · 4.625%
HK$244,541
+HK$12,245/mo
Deposit HK$43.44M · loan HK$43.44M · min. income ≈ HK$464,592/mo (50% DSR)
Upfront cash ≈ HK$47.13M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,726
−HK$14,907/mo
▼ 0.25% · 3.875%
HK$245,120
−HK$7,513/mo
Today · 4.125%
HK$252,633
baseline
▲ 0.50% · 4.625%
HK$268,005
+HK$15,372/mo
Deposit HK$34.75M · loan HK$52.13M · min. income ≈ HK$505,266/mo (50% DSR)
Upfront cash ≈ HK$38.44M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,467
−HK$14,289/mo
▼ 0.25% · 3.875%
HK$271,560
−HK$7,196/mo
Today · 4.125%
HK$278,756
baseline
▲ 0.50% · 4.625%
HK$293,449
+HK$14,693/mo
Deposit HK$34.75M · loan HK$52.13M · min. income ≈ HK$557,512/mo (50% DSR)
Upfront cash ≈ HK$38.44M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,346
−HK$17,393/mo
▼ 0.25% · 3.875%
HK$285,974
−HK$8,765/mo
Today · 4.125%
HK$294,739
baseline
▲ 0.50% · 4.625%
HK$312,673
+HK$17,934/mo
Deposit HK$26.06M · loan HK$60.81M · min. income ≈ HK$589,478/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,545
−HK$16,670/mo
▼ 0.25% · 3.875%
HK$316,820
−HK$8,395/mo
Today · 4.125%
HK$325,215
baseline
▲ 0.50% · 4.625%
HK$342,357
+HK$17,142/mo
Deposit HK$26.06M · loan HK$60.81M · min. income ≈ HK$650,430/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,588
−HK$22,362/mo
▼ 0.25% · 3.875%
HK$367,680
−HK$11,270/mo
Today · 4.125%
HK$378,950
baseline
▲ 0.50% · 4.625%
HK$402,008
+HK$23,058/mo
Deposit HK$8.69M · loan HK$78.19M · min. income ≈ HK$757,900/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,701
−HK$21,432/mo
▼ 0.25% · 3.875%
HK$407,340
−HK$10,793/mo
Today · 4.125%
HK$418,133
baseline
▲ 0.50% · 4.625%
HK$440,174
+HK$22,041/mo
Deposit HK$8.69M · loan HK$78.19M · min. income ≈ HK$836,266/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$3,692,325 · Scale 2, in force from 26 Feb 2026)