LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,158
−HK$12,427/mo
▼ 0.25% · 3.875%
HK$204,322
−HK$6,263/mo
Today · 4.125%
HK$210,585
baseline
▲ 0.50% · 4.625%
HK$223,398
+HK$12,813/mo
Deposit HK$43.45M · loan HK$43.45M · min. income ≈ HK$421,170/mo (50% DSR)
Upfront cash ≈ HK$47.14M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,449
−HK$11,910/mo
▼ 0.25% · 3.875%
HK$226,362
−HK$5,997/mo
Today · 4.125%
HK$232,359
baseline
▲ 0.50% · 4.625%
HK$244,607
+HK$12,248/mo
Deposit HK$43.45M · loan HK$43.45M · min. income ≈ HK$464,718/mo (50% DSR)
Upfront cash ≈ HK$47.14M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,790
−HK$14,912/mo
▼ 0.25% · 3.875%
HK$245,187
−HK$7,515/mo
Today · 4.125%
HK$252,702
baseline
▲ 0.50% · 4.625%
HK$268,078
+HK$15,376/mo
Deposit HK$34.76M · loan HK$52.14M · min. income ≈ HK$505,404/mo (50% DSR)
Upfront cash ≈ HK$38.45M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,539
−HK$14,292/mo
▼ 0.25% · 3.875%
HK$271,634
−HK$7,197/mo
Today · 4.125%
HK$278,831
baseline
▲ 0.50% · 4.625%
HK$293,529
+HK$14,698/mo
Deposit HK$34.76M · loan HK$52.14M · min. income ≈ HK$557,662/mo (50% DSR)
Upfront cash ≈ HK$38.45M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,422
−HK$17,397/mo
▼ 0.25% · 3.875%
HK$286,051
−HK$8,768/mo
Today · 4.125%
HK$294,819
baseline
▲ 0.50% · 4.625%
HK$312,758
+HK$17,939/mo
Deposit HK$26.07M · loan HK$60.83M · min. income ≈ HK$589,638/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,629
−HK$16,674/mo
▼ 0.25% · 3.875%
HK$316,906
−HK$8,397/mo
Today · 4.125%
HK$325,303
baseline
▲ 0.50% · 4.625%
HK$342,450
+HK$17,147/mo
Deposit HK$26.07M · loan HK$60.83M · min. income ≈ HK$650,606/mo (50% DSR)
Upfront cash ≈ HK$29.76M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,685
−HK$22,368/mo
▼ 0.25% · 3.875%
HK$367,780
−HK$11,273/mo
Today · 4.125%
HK$379,053
baseline
▲ 0.50% · 4.625%
HK$402,117
+HK$23,064/mo
Deposit HK$8.69M · loan HK$78.21M · min. income ≈ HK$758,106/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,809
−HK$21,438/mo
▼ 0.25% · 3.875%
HK$407,451
−HK$10,796/mo
Today · 4.125%
HK$418,247
baseline
▲ 0.50% · 4.625%
HK$440,293
+HK$22,046/mo
Deposit HK$8.69M · loan HK$78.21M · min. income ≈ HK$836,494/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$3,693,328 · Scale 2, in force from 26 Feb 2026)