LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,167
−HK$12,427/mo
▼ 0.25% · 3.875%
HK$204,331
−HK$6,263/mo
Today · 4.125%
HK$210,594
baseline
▲ 0.50% · 4.625%
HK$223,408
+HK$12,814/mo
Deposit HK$43.45M · loan HK$43.45M · min. income ≈ HK$421,188/mo (50% DSR)
Upfront cash ≈ HK$47.15M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,459
−HK$11,910/mo
▼ 0.25% · 3.875%
HK$226,371
−HK$5,998/mo
Today · 4.125%
HK$232,369
baseline
▲ 0.50% · 4.625%
HK$244,618
+HK$12,249/mo
Deposit HK$43.45M · loan HK$43.45M · min. income ≈ HK$464,738/mo (50% DSR)
Upfront cash ≈ HK$47.15M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,800
−HK$14,912/mo
▼ 0.25% · 3.875%
HK$245,197
−HK$7,515/mo
Today · 4.125%
HK$252,712
baseline
▲ 0.50% · 4.625%
HK$268,089
+HK$15,377/mo
Deposit HK$34.76M · loan HK$52.14M · min. income ≈ HK$505,424/mo (50% DSR)
Upfront cash ≈ HK$38.46M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,550
−HK$14,293/mo
▼ 0.25% · 3.875%
HK$271,645
−HK$7,198/mo
Today · 4.125%
HK$278,843
baseline
▲ 0.50% · 4.625%
HK$293,541
+HK$14,698/mo
Deposit HK$34.76M · loan HK$52.14M · min. income ≈ HK$557,686/mo (50% DSR)
Upfront cash ≈ HK$38.46M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,434
−HK$17,397/mo
▼ 0.25% · 3.875%
HK$286,063
−HK$8,768/mo
Today · 4.125%
HK$294,831
baseline
▲ 0.50% · 4.625%
HK$312,771
+HK$17,940/mo
Deposit HK$26.07M · loan HK$60.83M · min. income ≈ HK$589,662/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,642
−HK$16,675/mo
▼ 0.25% · 3.875%
HK$316,920
−HK$8,397/mo
Today · 4.125%
HK$325,317
baseline
▲ 0.50% · 4.625%
HK$342,465
+HK$17,148/mo
Deposit HK$26.07M · loan HK$60.83M · min. income ≈ HK$650,634/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,700
−HK$22,369/mo
▼ 0.25% · 3.875%
HK$367,796
−HK$11,273/mo
Today · 4.125%
HK$379,069
baseline
▲ 0.50% · 4.625%
HK$402,134
+HK$23,065/mo
Deposit HK$8.69M · loan HK$78.21M · min. income ≈ HK$758,138/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,826
−HK$21,439/mo
▼ 0.25% · 3.875%
HK$407,468
−HK$10,797/mo
Today · 4.125%
HK$418,265
baseline
▲ 0.50% · 4.625%
HK$440,312
+HK$22,047/mo
Deposit HK$8.69M · loan HK$78.21M · min. income ≈ HK$836,530/mo (50% DSR)
Upfront cash ≈ HK$12.38M (deposit + AVD stamp duty HK$3,693,485 · Scale 2, in force from 26 Feb 2026)