LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,194
−HK$12,429/mo
▼ 0.25% · 3.875%
HK$204,359
−HK$6,264/mo
Today · 4.125%
HK$210,623
baseline
▲ 0.50% · 4.625%
HK$223,439
+HK$12,816/mo
Deposit HK$43.46M · loan HK$43.46M · min. income ≈ HK$421,246/mo (50% DSR)
Upfront cash ≈ HK$47.15M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,489
−HK$11,912/mo
▼ 0.25% · 3.875%
HK$226,402
−HK$5,999/mo
Today · 4.125%
HK$232,401
baseline
▲ 0.50% · 4.625%
HK$244,652
+HK$12,251/mo
Deposit HK$43.46M · loan HK$43.46M · min. income ≈ HK$464,802/mo (50% DSR)
Upfront cash ≈ HK$47.15M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,833
−HK$14,914/mo
▼ 0.25% · 3.875%
HK$245,231
−HK$7,516/mo
Today · 4.125%
HK$252,747
baseline
▲ 0.50% · 4.625%
HK$268,126
+HK$15,379/mo
Deposit HK$34.77M · loan HK$52.15M · min. income ≈ HK$505,494/mo (50% DSR)
Upfront cash ≈ HK$38.46M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,587
−HK$14,295/mo
▼ 0.25% · 3.875%
HK$271,683
−HK$7,199/mo
Today · 4.125%
HK$278,882
baseline
▲ 0.50% · 4.625%
HK$293,582
+HK$14,700/mo
Deposit HK$34.77M · loan HK$52.15M · min. income ≈ HK$557,764/mo (50% DSR)
Upfront cash ≈ HK$38.46M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,472
−HK$17,400/mo
▼ 0.25% · 3.875%
HK$286,103
−HK$8,769/mo
Today · 4.125%
HK$294,872
baseline
▲ 0.50% · 4.625%
HK$312,814
+HK$17,942/mo
Deposit HK$26.08M · loan HK$60.84M · min. income ≈ HK$589,744/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,685
−HK$16,677/mo
▼ 0.25% · 3.875%
HK$316,963
−HK$8,399/mo
Today · 4.125%
HK$325,362
baseline
▲ 0.50% · 4.625%
HK$342,512
+HK$17,150/mo
Deposit HK$26.08M · loan HK$60.84M · min. income ≈ HK$650,724/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,749
−HK$22,372/mo
▼ 0.25% · 3.875%
HK$367,846
−HK$11,275/mo
Today · 4.125%
HK$379,121
baseline
▲ 0.50% · 4.625%
HK$402,189
+HK$23,068/mo
Deposit HK$8.69M · loan HK$78.23M · min. income ≈ HK$758,242/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,880
−HK$21,442/mo
▼ 0.25% · 3.875%
HK$407,524
−HK$10,798/mo
Today · 4.125%
HK$418,322
baseline
▲ 0.50% · 4.625%
HK$440,373
+HK$22,051/mo
Deposit HK$8.69M · loan HK$78.23M · min. income ≈ HK$836,644/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,693,993 · Scale 2, in force from 26 Feb 2026)