LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,218
−HK$12,430/mo
▼ 0.25% · 3.875%
HK$204,384
−HK$6,264/mo
Today · 4.125%
HK$210,648
baseline
▲ 0.50% · 4.625%
HK$223,465
+HK$12,817/mo
Deposit HK$43.46M · loan HK$43.46M · min. income ≈ HK$421,296/mo (50% DSR)
Upfront cash ≈ HK$47.16M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,516
−HK$11,913/mo
▼ 0.25% · 3.875%
HK$226,430
−HK$5,999/mo
Today · 4.125%
HK$232,429
baseline
▲ 0.50% · 4.625%
HK$244,681
+HK$12,252/mo
Deposit HK$43.46M · loan HK$43.46M · min. income ≈ HK$464,858/mo (50% DSR)
Upfront cash ≈ HK$47.16M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,862
−HK$14,916/mo
▼ 0.25% · 3.875%
HK$245,261
−HK$7,517/mo
Today · 4.125%
HK$252,778
baseline
▲ 0.50% · 4.625%
HK$268,159
+HK$15,381/mo
Deposit HK$34.77M · loan HK$52.16M · min. income ≈ HK$505,556/mo (50% DSR)
Upfront cash ≈ HK$38.47M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,619
−HK$14,296/mo
▼ 0.25% · 3.875%
HK$271,716
−HK$7,199/mo
Today · 4.125%
HK$278,915
baseline
▲ 0.50% · 4.625%
HK$293,617
+HK$14,702/mo
Deposit HK$34.77M · loan HK$52.16M · min. income ≈ HK$557,830/mo (50% DSR)
Upfront cash ≈ HK$38.47M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,505
−HK$17,402/mo
▼ 0.25% · 3.875%
HK$286,137
−HK$8,770/mo
Today · 4.125%
HK$294,907
baseline
▲ 0.50% · 4.625%
HK$312,852
+HK$17,945/mo
Deposit HK$26.08M · loan HK$60.85M · min. income ≈ HK$589,814/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,722
−HK$16,679/mo
▼ 0.25% · 3.875%
HK$317,002
−HK$8,399/mo
Today · 4.125%
HK$325,401
baseline
▲ 0.50% · 4.625%
HK$342,553
+HK$17,152/mo
Deposit HK$26.08M · loan HK$60.85M · min. income ≈ HK$650,802/mo (50% DSR)
Upfront cash ≈ HK$29.77M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,792
−HK$22,375/mo
▼ 0.25% · 3.875%
HK$367,891
−HK$11,276/mo
Today · 4.125%
HK$379,167
baseline
▲ 0.50% · 4.625%
HK$402,238
+HK$23,071/mo
Deposit HK$8.69M · loan HK$78.24M · min. income ≈ HK$758,334/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,928
−HK$21,445/mo
▼ 0.25% · 3.875%
HK$407,573
−HK$10,800/mo
Today · 4.125%
HK$418,373
baseline
▲ 0.50% · 4.625%
HK$440,426
+HK$22,053/mo
Deposit HK$8.69M · loan HK$78.24M · min. income ≈ HK$836,746/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,694,439 · Scale 2, in force from 26 Feb 2026)