LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,236
−HK$12,431/mo
▼ 0.25% · 3.875%
HK$204,402
−HK$6,265/mo
Today · 4.125%
HK$210,667
baseline
▲ 0.50% · 4.625%
HK$223,486
+HK$12,819/mo
Deposit HK$43.47M · loan HK$43.47M · min. income ≈ HK$421,334/mo (50% DSR)
Upfront cash ≈ HK$47.16M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,536
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$226,450
−HK$6,000/mo
Today · 4.125%
HK$232,450
baseline
▲ 0.50% · 4.625%
HK$244,703
+HK$12,253/mo
Deposit HK$43.47M · loan HK$43.47M · min. income ≈ HK$464,900/mo (50% DSR)
Upfront cash ≈ HK$47.16M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,883
−HK$14,918/mo
▼ 0.25% · 3.875%
HK$245,283
−HK$7,518/mo
Today · 4.125%
HK$252,801
baseline
▲ 0.50% · 4.625%
HK$268,183
+HK$15,382/mo
Deposit HK$34.77M · loan HK$52.16M · min. income ≈ HK$505,602/mo (50% DSR)
Upfront cash ≈ HK$38.47M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,643
−HK$14,298/mo
▼ 0.25% · 3.875%
HK$271,740
−HK$7,201/mo
Today · 4.125%
HK$278,941
baseline
▲ 0.50% · 4.625%
HK$293,644
+HK$14,703/mo
Deposit HK$34.77M · loan HK$52.16M · min. income ≈ HK$557,882/mo (50% DSR)
Upfront cash ≈ HK$38.47M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,530
−HK$17,404/mo
▼ 0.25% · 3.875%
HK$286,163
−HK$8,771/mo
Today · 4.125%
HK$294,934
baseline
▲ 0.50% · 4.625%
HK$312,880
+HK$17,946/mo
Deposit HK$26.08M · loan HK$60.86M · min. income ≈ HK$589,868/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,750
−HK$16,681/mo
▼ 0.25% · 3.875%
HK$317,030
−HK$8,401/mo
Today · 4.125%
HK$325,431
baseline
▲ 0.50% · 4.625%
HK$342,585
+HK$17,154/mo
Deposit HK$26.08M · loan HK$60.86M · min. income ≈ HK$650,862/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,825
−HK$22,376/mo
▼ 0.25% · 3.875%
HK$367,924
−HK$11,277/mo
Today · 4.125%
HK$379,201
baseline
▲ 0.50% · 4.625%
HK$402,274
+HK$23,073/mo
Deposit HK$8.69M · loan HK$78.24M · min. income ≈ HK$758,402/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$396,964
−HK$21,447/mo
▼ 0.25% · 3.875%
HK$407,610
−HK$10,801/mo
Today · 4.125%
HK$418,411
baseline
▲ 0.50% · 4.625%
HK$440,466
+HK$22,055/mo
Deposit HK$8.69M · loan HK$78.24M · min. income ≈ HK$836,822/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,694,774 · Scale 2, in force from 26 Feb 2026)