LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,292
−HK$12,435/mo
▼ 0.25% · 3.875%
HK$204,460
−HK$6,267/mo
Today · 4.125%
HK$210,727
baseline
▲ 0.50% · 4.625%
HK$223,549
+HK$12,822/mo
Deposit HK$43.48M · loan HK$43.48M · min. income ≈ HK$421,454/mo (50% DSR)
Upfront cash ≈ HK$47.18M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,598
−HK$11,918/mo
▼ 0.25% · 3.875%
HK$226,515
−HK$6,001/mo
Today · 4.125%
HK$232,516
baseline
▲ 0.50% · 4.625%
HK$244,773
+HK$12,257/mo
Deposit HK$43.48M · loan HK$43.48M · min. income ≈ HK$465,032/mo (50% DSR)
Upfront cash ≈ HK$47.18M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,951
−HK$14,921/mo
▼ 0.25% · 3.875%
HK$245,352
−HK$7,520/mo
Today · 4.125%
HK$252,872
baseline
▲ 0.50% · 4.625%
HK$268,259
+HK$15,387/mo
Deposit HK$34.78M · loan HK$52.18M · min. income ≈ HK$505,744/mo (50% DSR)
Upfront cash ≈ HK$38.48M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,718
−HK$14,302/mo
▼ 0.25% · 3.875%
HK$271,817
−HK$7,203/mo
Today · 4.125%
HK$279,020
baseline
▲ 0.50% · 4.625%
HK$293,727
+HK$14,707/mo
Deposit HK$34.78M · loan HK$52.18M · min. income ≈ HK$558,040/mo (50% DSR)
Upfront cash ≈ HK$38.48M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,609
−HK$17,409/mo
▼ 0.25% · 3.875%
HK$286,244
−HK$8,774/mo
Today · 4.125%
HK$295,018
baseline
▲ 0.50% · 4.625%
HK$312,969
+HK$17,951/mo
Deposit HK$26.09M · loan HK$60.87M · min. income ≈ HK$590,036/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,837
−HK$16,686/mo
▼ 0.25% · 3.875%
HK$317,120
−HK$8,403/mo
Today · 4.125%
HK$325,523
baseline
▲ 0.50% · 4.625%
HK$342,682
+HK$17,159/mo
Deposit HK$26.09M · loan HK$60.87M · min. income ≈ HK$651,046/mo (50% DSR)
Upfront cash ≈ HK$29.78M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$356,926
−HK$22,383/mo
▼ 0.25% · 3.875%
HK$368,029
−HK$11,280/mo
Today · 4.125%
HK$379,309
baseline
▲ 0.50% · 4.625%
HK$402,389
+HK$23,080/mo
Deposit HK$8.70M · loan HK$78.26M · min. income ≈ HK$758,618/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,077
−HK$21,453/mo
▼ 0.25% · 3.875%
HK$407,726
−HK$10,804/mo
Today · 4.125%
HK$418,530
baseline
▲ 0.50% · 4.625%
HK$440,591
+HK$22,061/mo
Deposit HK$8.70M · loan HK$78.26M · min. income ≈ HK$837,060/mo (50% DSR)
Upfront cash ≈ HK$12.39M (deposit + AVD stamp duty HK$3,695,823 · Scale 2, in force from 26 Feb 2026)