LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,353
−HK$12,438/mo
▼ 0.25% · 3.875%
HK$204,523
−HK$6,268/mo
Today · 4.125%
HK$210,791
baseline
▲ 0.50% · 4.625%
HK$223,617
+HK$12,826/mo
Deposit HK$43.49M · loan HK$43.49M · min. income ≈ HK$421,582/mo (50% DSR)
Upfront cash ≈ HK$47.19M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,666
−HK$11,921/mo
▼ 0.25% · 3.875%
HK$226,584
−HK$6,003/mo
Today · 4.125%
HK$232,587
baseline
▲ 0.50% · 4.625%
HK$244,847
+HK$12,260/mo
Deposit HK$43.49M · loan HK$43.49M · min. income ≈ HK$465,174/mo (50% DSR)
Upfront cash ≈ HK$47.19M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,023
−HK$14,927/mo
▼ 0.25% · 3.875%
HK$245,427
−HK$7,523/mo
Today · 4.125%
HK$252,950
baseline
▲ 0.50% · 4.625%
HK$268,341
+HK$15,391/mo
Deposit HK$34.79M · loan HK$52.19M · min. income ≈ HK$505,900/mo (50% DSR)
Upfront cash ≈ HK$38.49M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,799
−HK$14,306/mo
▼ 0.25% · 3.875%
HK$271,900
−HK$7,205/mo
Today · 4.125%
HK$279,105
baseline
▲ 0.50% · 4.625%
HK$293,817
+HK$14,712/mo
Deposit HK$34.79M · loan HK$52.19M · min. income ≈ HK$558,210/mo (50% DSR)
Upfront cash ≈ HK$38.49M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,694
−HK$17,414/mo
▼ 0.25% · 3.875%
HK$286,332
−HK$8,776/mo
Today · 4.125%
HK$295,108
baseline
▲ 0.50% · 4.625%
HK$313,064
+HK$17,956/mo
Deposit HK$26.10M · loan HK$60.89M · min. income ≈ HK$590,216/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,932
−HK$16,690/mo
▼ 0.25% · 3.875%
HK$317,217
−HK$8,405/mo
Today · 4.125%
HK$325,622
baseline
▲ 0.50% · 4.625%
HK$342,786
+HK$17,164/mo
Deposit HK$26.10M · loan HK$60.89M · min. income ≈ HK$651,244/mo (50% DSR)
Upfront cash ≈ HK$29.79M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,035
−HK$22,389/mo
▼ 0.25% · 3.875%
HK$368,141
−HK$11,283/mo
Today · 4.125%
HK$379,424
baseline
▲ 0.50% · 4.625%
HK$402,511
+HK$23,087/mo
Deposit HK$8.70M · loan HK$78.29M · min. income ≈ HK$758,848/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,198
−HK$21,459/mo
▼ 0.25% · 3.875%
HK$407,851
−HK$10,806/mo
Today · 4.125%
HK$418,657
baseline
▲ 0.50% · 4.625%
HK$440,725
+HK$22,068/mo
Deposit HK$8.70M · loan HK$78.29M · min. income ≈ HK$837,314/mo (50% DSR)
Upfront cash ≈ HK$12.40M (deposit + AVD stamp duty HK$3,696,951 · Scale 2, in force from 26 Feb 2026)