LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,510
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$204,685
−HK$6,274/mo
Today · 4.125%
HK$210,959
baseline
▲ 0.50% · 4.625%
HK$223,795
+HK$12,836/mo
Deposit HK$43.53M · loan HK$43.53M · min. income ≈ HK$421,918/mo (50% DSR)
Upfront cash ≈ HK$47.23M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,841
−HK$11,931/mo
▼ 0.25% · 3.875%
HK$226,764
−HK$6,008/mo
Today · 4.125%
HK$232,772
baseline
▲ 0.50% · 4.625%
HK$245,042
+HK$12,270/mo
Deposit HK$43.53M · loan HK$43.53M · min. income ≈ HK$465,544/mo (50% DSR)
Upfront cash ≈ HK$47.23M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,212
−HK$14,938/mo
▼ 0.25% · 3.875%
HK$245,622
−HK$7,528/mo
Today · 4.125%
HK$253,150
baseline
▲ 0.50% · 4.625%
HK$268,554
+HK$15,404/mo
Deposit HK$34.82M · loan HK$52.23M · min. income ≈ HK$506,300/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,009
−HK$14,318/mo
▼ 0.25% · 3.875%
HK$272,116
−HK$7,211/mo
Today · 4.125%
HK$279,327
baseline
▲ 0.50% · 4.625%
HK$294,050
+HK$14,723/mo
Deposit HK$34.82M · loan HK$52.23M · min. income ≈ HK$558,654/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,915
−HK$17,427/mo
▼ 0.25% · 3.875%
HK$286,559
−HK$8,783/mo
Today · 4.125%
HK$295,342
baseline
▲ 0.50% · 4.625%
HK$313,313
+HK$17,971/mo
Deposit HK$26.12M · loan HK$60.94M · min. income ≈ HK$590,684/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,177
−HK$16,704/mo
▼ 0.25% · 3.875%
HK$317,469
−HK$8,412/mo
Today · 4.125%
HK$325,881
baseline
▲ 0.50% · 4.625%
HK$343,059
+HK$17,178/mo
Deposit HK$26.12M · loan HK$60.94M · min. income ≈ HK$651,762/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,319
−HK$22,407/mo
▼ 0.25% · 3.875%
HK$368,433
−HK$11,293/mo
Today · 4.125%
HK$379,726
baseline
▲ 0.50% · 4.625%
HK$402,831
+HK$23,105/mo
Deposit HK$8.71M · loan HK$78.35M · min. income ≈ HK$759,452/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,513
−HK$21,477/mo
▼ 0.25% · 3.875%
HK$408,175
−HK$10,815/mo
Today · 4.125%
HK$418,990
baseline
▲ 0.50% · 4.625%
HK$441,075
+HK$22,085/mo
Deposit HK$8.71M · loan HK$78.35M · min. income ≈ HK$837,980/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,699,888 · Scale 2, in force from 26 Feb 2026)