LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,513
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$204,688
−HK$6,274/mo
Today · 4.125%
HK$210,962
baseline
▲ 0.50% · 4.625%
HK$223,798
+HK$12,836/mo
Deposit HK$43.53M · loan HK$43.53M · min. income ≈ HK$421,924/mo (50% DSR)
Upfront cash ≈ HK$47.23M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,844
−HK$11,932/mo
▼ 0.25% · 3.875%
HK$226,767
−HK$6,009/mo
Today · 4.125%
HK$232,776
baseline
▲ 0.50% · 4.625%
HK$245,046
+HK$12,270/mo
Deposit HK$43.53M · loan HK$43.53M · min. income ≈ HK$465,552/mo (50% DSR)
Upfront cash ≈ HK$47.23M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,216
−HK$14,938/mo
▼ 0.25% · 3.875%
HK$245,626
−HK$7,528/mo
Today · 4.125%
HK$253,154
baseline
▲ 0.50% · 4.625%
HK$268,558
+HK$15,404/mo
Deposit HK$34.82M · loan HK$52.23M · min. income ≈ HK$506,308/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,013
−HK$14,318/mo
▼ 0.25% · 3.875%
HK$272,120
−HK$7,211/mo
Today · 4.125%
HK$279,331
baseline
▲ 0.50% · 4.625%
HK$294,055
+HK$14,724/mo
Deposit HK$34.82M · loan HK$52.23M · min. income ≈ HK$558,662/mo (50% DSR)
Upfront cash ≈ HK$38.52M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,919
−HK$17,428/mo
▼ 0.25% · 3.875%
HK$286,564
−HK$8,783/mo
Today · 4.125%
HK$295,347
baseline
▲ 0.50% · 4.625%
HK$313,318
+HK$17,971/mo
Deposit HK$26.12M · loan HK$60.94M · min. income ≈ HK$590,694/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,182
−HK$16,704/mo
▼ 0.25% · 3.875%
HK$317,474
−HK$8,412/mo
Today · 4.125%
HK$325,886
baseline
▲ 0.50% · 4.625%
HK$343,064
+HK$17,178/mo
Deposit HK$26.12M · loan HK$60.94M · min. income ≈ HK$651,772/mo (50% DSR)
Upfront cash ≈ HK$29.82M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,324
−HK$22,407/mo
▼ 0.25% · 3.875%
HK$368,439
−HK$11,292/mo
Today · 4.125%
HK$379,731
baseline
▲ 0.50% · 4.625%
HK$402,837
+HK$23,106/mo
Deposit HK$8.71M · loan HK$78.35M · min. income ≈ HK$759,462/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,519
−HK$21,477/mo
▼ 0.25% · 3.875%
HK$408,181
−HK$10,815/mo
Today · 4.125%
HK$418,996
baseline
▲ 0.50% · 4.625%
HK$441,082
+HK$22,086/mo
Deposit HK$8.71M · loan HK$78.35M · min. income ≈ HK$837,992/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,699,942 · Scale 2, in force from 26 Feb 2026)