LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,568
−HK$12,452/mo
▼ 0.25% · 3.875%
HK$204,745
−HK$6,275/mo
Today · 4.125%
HK$211,020
baseline
▲ 0.50% · 4.625%
HK$223,860
+HK$12,840/mo
Deposit HK$43.54M · loan HK$43.54M · min. income ≈ HK$422,040/mo (50% DSR)
Upfront cash ≈ HK$47.24M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,905
−HK$11,935/mo
▼ 0.25% · 3.875%
HK$226,830
−HK$6,010/mo
Today · 4.125%
HK$232,840
baseline
▲ 0.50% · 4.625%
HK$245,114
+HK$12,274/mo
Deposit HK$43.54M · loan HK$43.54M · min. income ≈ HK$465,680/mo (50% DSR)
Upfront cash ≈ HK$47.24M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,282
−HK$14,942/mo
▼ 0.25% · 3.875%
HK$245,694
−HK$7,530/mo
Today · 4.125%
HK$253,224
baseline
▲ 0.50% · 4.625%
HK$268,633
+HK$15,409/mo
Deposit HK$34.83M · loan HK$52.25M · min. income ≈ HK$506,448/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,086
−HK$14,322/mo
▼ 0.25% · 3.875%
HK$272,196
−HK$7,212/mo
Today · 4.125%
HK$279,408
baseline
▲ 0.50% · 4.625%
HK$294,136
+HK$14,728/mo
Deposit HK$34.83M · loan HK$52.25M · min. income ≈ HK$558,816/mo (50% DSR)
Upfront cash ≈ HK$38.53M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,996
−HK$17,433/mo
▼ 0.25% · 3.875%
HK$286,643
−HK$8,786/mo
Today · 4.125%
HK$295,429
baseline
▲ 0.50% · 4.625%
HK$313,405
+HK$17,976/mo
Deposit HK$26.12M · loan HK$60.96M · min. income ≈ HK$590,858/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,268
−HK$16,708/mo
▼ 0.25% · 3.875%
HK$317,562
−HK$8,414/mo
Today · 4.125%
HK$325,976
baseline
▲ 0.50% · 4.625%
HK$343,159
+HK$17,183/mo
Deposit HK$26.12M · loan HK$60.96M · min. income ≈ HK$651,952/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,423
−HK$22,414/mo
▼ 0.25% · 3.875%
HK$368,541
−HK$11,296/mo
Today · 4.125%
HK$379,837
baseline
▲ 0.50% · 4.625%
HK$402,949
+HK$23,112/mo
Deposit HK$8.71M · loan HK$78.37M · min. income ≈ HK$759,674/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,630
−HK$21,482/mo
▼ 0.25% · 3.875%
HK$408,294
−HK$10,818/mo
Today · 4.125%
HK$419,112
baseline
▲ 0.50% · 4.625%
HK$441,204
+HK$22,092/mo
Deposit HK$8.71M · loan HK$78.37M · min. income ≈ HK$838,224/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,700,969 · Scale 2, in force from 26 Feb 2026)