LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,594
−HK$12,454/mo
▼ 0.25% · 3.875%
HK$204,772
−HK$6,276/mo
Today · 4.125%
HK$211,048
baseline
▲ 0.50% · 4.625%
HK$223,890
+HK$12,842/mo
Deposit HK$43.55M · loan HK$43.55M · min. income ≈ HK$422,096/mo (50% DSR)
Upfront cash ≈ HK$47.25M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,934
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$226,859
−HK$6,011/mo
Today · 4.125%
HK$232,870
baseline
▲ 0.50% · 4.625%
HK$245,145
+HK$12,275/mo
Deposit HK$43.55M · loan HK$43.55M · min. income ≈ HK$465,740/mo (50% DSR)
Upfront cash ≈ HK$47.25M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,313
−HK$14,944/mo
▼ 0.25% · 3.875%
HK$245,726
−HK$7,531/mo
Today · 4.125%
HK$253,257
baseline
▲ 0.50% · 4.625%
HK$268,667
+HK$15,410/mo
Deposit HK$34.84M · loan HK$52.26M · min. income ≈ HK$506,514/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,121
−HK$14,323/mo
▼ 0.25% · 3.875%
HK$272,231
−HK$7,213/mo
Today · 4.125%
HK$279,444
baseline
▲ 0.50% · 4.625%
HK$294,174
+HK$14,730/mo
Deposit HK$34.84M · loan HK$52.26M · min. income ≈ HK$558,888/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,032
−HK$17,435/mo
▼ 0.25% · 3.875%
HK$286,680
−HK$8,787/mo
Today · 4.125%
HK$295,467
baseline
▲ 0.50% · 4.625%
HK$313,445
+HK$17,978/mo
Deposit HK$26.13M · loan HK$60.97M · min. income ≈ HK$590,934/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,308
−HK$16,711/mo
▼ 0.25% · 3.875%
HK$317,603
−HK$8,416/mo
Today · 4.125%
HK$326,019
baseline
▲ 0.50% · 4.625%
HK$343,203
+HK$17,184/mo
Deposit HK$26.13M · loan HK$60.97M · min. income ≈ HK$652,038/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,469
−HK$22,417/mo
▼ 0.25% · 3.875%
HK$368,589
−HK$11,297/mo
Today · 4.125%
HK$379,886
baseline
▲ 0.50% · 4.625%
HK$403,001
+HK$23,115/mo
Deposit HK$8.71M · loan HK$78.38M · min. income ≈ HK$759,772/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,681
−HK$21,486/mo
▼ 0.25% · 3.875%
HK$408,347
−HK$10,820/mo
Today · 4.125%
HK$419,167
baseline
▲ 0.50% · 4.625%
HK$441,262
+HK$22,095/mo
Deposit HK$8.71M · loan HK$78.38M · min. income ≈ HK$838,334/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,701,449 · Scale 2, in force from 26 Feb 2026)