LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,597
−HK$12,454/mo
▼ 0.25% · 3.875%
HK$204,775
−HK$6,276/mo
Today · 4.125%
HK$211,051
baseline
▲ 0.50% · 4.625%
HK$223,893
+HK$12,842/mo
Deposit HK$43.55M · loan HK$43.55M · min. income ≈ HK$422,102/mo (50% DSR)
Upfront cash ≈ HK$47.25M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,938
−HK$11,936/mo
▼ 0.25% · 3.875%
HK$226,863
−HK$6,011/mo
Today · 4.125%
HK$232,874
baseline
▲ 0.50% · 4.625%
HK$245,149
+HK$12,275/mo
Deposit HK$43.55M · loan HK$43.55M · min. income ≈ HK$465,748/mo (50% DSR)
Upfront cash ≈ HK$47.25M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,317
−HK$14,944/mo
▼ 0.25% · 3.875%
HK$245,730
−HK$7,531/mo
Today · 4.125%
HK$253,261
baseline
▲ 0.50% · 4.625%
HK$268,672
+HK$15,411/mo
Deposit HK$34.84M · loan HK$52.26M · min. income ≈ HK$506,522/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,125
−HK$14,324/mo
▼ 0.25% · 3.875%
HK$272,236
−HK$7,213/mo
Today · 4.125%
HK$279,449
baseline
▲ 0.50% · 4.625%
HK$294,179
+HK$14,730/mo
Deposit HK$34.84M · loan HK$52.26M · min. income ≈ HK$558,898/mo (50% DSR)
Upfront cash ≈ HK$38.54M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,036
−HK$17,436/mo
▼ 0.25% · 3.875%
HK$286,685
−HK$8,787/mo
Today · 4.125%
HK$295,472
baseline
▲ 0.50% · 4.625%
HK$313,450
+HK$17,978/mo
Deposit HK$26.13M · loan HK$60.97M · min. income ≈ HK$590,944/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,313
−HK$16,711/mo
▼ 0.25% · 3.875%
HK$317,608
−HK$8,416/mo
Today · 4.125%
HK$326,024
baseline
▲ 0.50% · 4.625%
HK$343,209
+HK$17,185/mo
Deposit HK$26.13M · loan HK$60.97M · min. income ≈ HK$652,048/mo (50% DSR)
Upfront cash ≈ HK$29.83M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,475
−HK$22,417/mo
▼ 0.25% · 3.875%
HK$368,595
−HK$11,297/mo
Today · 4.125%
HK$379,892
baseline
▲ 0.50% · 4.625%
HK$403,008
+HK$23,116/mo
Deposit HK$8.71M · loan HK$78.38M · min. income ≈ HK$759,784/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,688
−HK$21,485/mo
▼ 0.25% · 3.875%
HK$408,353
−HK$10,820/mo
Today · 4.125%
HK$419,173
baseline
▲ 0.50% · 4.625%
HK$441,269
+HK$22,096/mo
Deposit HK$8.71M · loan HK$78.38M · min. income ≈ HK$838,346/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,701,507 · Scale 2, in force from 26 Feb 2026)