LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,658
−HK$12,457/mo
▼ 0.25% · 3.875%
HK$204,837
−HK$6,278/mo
Today · 4.125%
HK$211,115
baseline
▲ 0.50% · 4.625%
HK$223,961
+HK$12,846/mo
Deposit HK$43.56M · loan HK$43.56M · min. income ≈ HK$422,230/mo (50% DSR)
Upfront cash ≈ HK$47.26M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,005
−HK$11,940/mo
▼ 0.25% · 3.875%
HK$226,932
−HK$6,013/mo
Today · 4.125%
HK$232,945
baseline
▲ 0.50% · 4.625%
HK$245,224
+HK$12,279/mo
Deposit HK$43.56M · loan HK$43.56M · min. income ≈ HK$465,890/mo (50% DSR)
Upfront cash ≈ HK$47.26M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,389
−HK$14,949/mo
▼ 0.25% · 3.875%
HK$245,805
−HK$7,533/mo
Today · 4.125%
HK$253,338
baseline
▲ 0.50% · 4.625%
HK$268,753
+HK$15,415/mo
Deposit HK$34.85M · loan HK$52.27M · min. income ≈ HK$506,676/mo (50% DSR)
Upfront cash ≈ HK$38.55M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,206
−HK$14,328/mo
▼ 0.25% · 3.875%
HK$272,318
−HK$7,216/mo
Today · 4.125%
HK$279,534
baseline
▲ 0.50% · 4.625%
HK$294,269
+HK$14,735/mo
Deposit HK$34.85M · loan HK$52.27M · min. income ≈ HK$559,068/mo (50% DSR)
Upfront cash ≈ HK$38.55M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,121
−HK$17,441/mo
▼ 0.25% · 3.875%
HK$286,772
−HK$8,790/mo
Today · 4.125%
HK$295,562
baseline
▲ 0.50% · 4.625%
HK$313,546
+HK$17,984/mo
Deposit HK$26.14M · loan HK$60.98M · min. income ≈ HK$591,124/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,407
−HK$16,716/mo
▼ 0.25% · 3.875%
HK$317,705
−HK$8,418/mo
Today · 4.125%
HK$326,123
baseline
▲ 0.50% · 4.625%
HK$343,313
+HK$17,190/mo
Deposit HK$26.14M · loan HK$60.98M · min. income ≈ HK$652,246/mo (50% DSR)
Upfront cash ≈ HK$29.84M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,584
−HK$22,424/mo
▼ 0.25% · 3.875%
HK$368,707
−HK$11,301/mo
Today · 4.125%
HK$380,008
baseline
▲ 0.50% · 4.625%
HK$403,130
+HK$23,122/mo
Deposit HK$8.71M · loan HK$78.41M · min. income ≈ HK$760,016/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,809
−HK$21,492/mo
▼ 0.25% · 3.875%
HK$408,478
−HK$10,823/mo
Today · 4.125%
HK$419,301
baseline
▲ 0.50% · 4.625%
HK$441,403
+HK$22,102/mo
Deposit HK$8.71M · loan HK$78.41M · min. income ≈ HK$838,602/mo (50% DSR)
Upfront cash ≈ HK$12.41M (deposit + AVD stamp duty HK$3,702,635 · Scale 2, in force from 26 Feb 2026)