LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,753
−HK$12,464/mo
▼ 0.25% · 3.875%
HK$204,936
−HK$6,281/mo
Today · 4.125%
HK$211,217
baseline
▲ 0.50% · 4.625%
HK$224,069
+HK$12,852/mo
Deposit HK$43.58M · loan HK$43.58M · min. income ≈ HK$422,434/mo (50% DSR)
Upfront cash ≈ HK$47.29M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,111
−HK$11,946/mo
▼ 0.25% · 3.875%
HK$227,041
−HK$6,016/mo
Today · 4.125%
HK$233,057
baseline
▲ 0.50% · 4.625%
HK$245,342
+HK$12,285/mo
Deposit HK$43.58M · loan HK$43.58M · min. income ≈ HK$466,114/mo (50% DSR)
Upfront cash ≈ HK$47.29M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,504
−HK$14,956/mo
▼ 0.25% · 3.875%
HK$245,923
−HK$7,537/mo
Today · 4.125%
HK$253,460
baseline
▲ 0.50% · 4.625%
HK$268,883
+HK$15,423/mo
Deposit HK$34.87M · loan HK$52.30M · min. income ≈ HK$506,920/mo (50% DSR)
Upfront cash ≈ HK$38.57M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,333
−HK$14,335/mo
▼ 0.25% · 3.875%
HK$272,449
−HK$7,219/mo
Today · 4.125%
HK$279,668
baseline
▲ 0.50% · 4.625%
HK$294,410
+HK$14,742/mo
Deposit HK$34.87M · loan HK$52.30M · min. income ≈ HK$559,336/mo (50% DSR)
Upfront cash ≈ HK$38.57M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,254
−HK$17,449/mo
▼ 0.25% · 3.875%
HK$286,910
−HK$8,793/mo
Today · 4.125%
HK$295,703
baseline
▲ 0.50% · 4.625%
HK$313,696
+HK$17,993/mo
Deposit HK$26.15M · loan HK$61.01M · min. income ≈ HK$591,406/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,555
−HK$16,725/mo
▼ 0.25% · 3.875%
HK$317,857
−HK$8,423/mo
Today · 4.125%
HK$326,280
baseline
▲ 0.50% · 4.625%
HK$343,478
+HK$17,198/mo
Deposit HK$26.15M · loan HK$61.01M · min. income ≈ HK$652,560/mo (50% DSR)
Upfront cash ≈ HK$29.85M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,756
−HK$22,434/mo
▼ 0.25% · 3.875%
HK$368,884
−HK$11,306/mo
Today · 4.125%
HK$380,190
baseline
▲ 0.50% · 4.625%
HK$403,324
+HK$23,134/mo
Deposit HK$8.72M · loan HK$78.45M · min. income ≈ HK$760,380/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,000
−HK$21,502/mo
▼ 0.25% · 3.875%
HK$408,674
−HK$10,828/mo
Today · 4.125%
HK$419,502
baseline
▲ 0.50% · 4.625%
HK$441,615
+HK$22,113/mo
Deposit HK$8.72M · loan HK$78.45M · min. income ≈ HK$839,004/mo (50% DSR)
Upfront cash ≈ HK$12.42M (deposit + AVD stamp duty HK$3,704,413 · Scale 2, in force from 26 Feb 2026)