LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,831
−HK$12,469/mo
▼ 0.25% · 3.875%
HK$205,016
−HK$6,284/mo
Today · 4.125%
HK$211,300
baseline
▲ 0.50% · 4.625%
HK$224,157
+HK$12,857/mo
Deposit HK$43.60M · loan HK$43.60M · min. income ≈ HK$422,600/mo (50% DSR)
Upfront cash ≈ HK$47.30M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,198
−HK$11,951/mo
▼ 0.25% · 3.875%
HK$227,130
−HK$6,019/mo
Today · 4.125%
HK$233,149
baseline
▲ 0.50% · 4.625%
HK$245,438
+HK$12,289/mo
Deposit HK$43.60M · loan HK$43.60M · min. income ≈ HK$466,298/mo (50% DSR)
Upfront cash ≈ HK$47.30M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,598
−HK$14,962/mo
▼ 0.25% · 3.875%
HK$246,019
−HK$7,541/mo
Today · 4.125%
HK$253,560
baseline
▲ 0.50% · 4.625%
HK$268,988
+HK$15,428/mo
Deposit HK$34.88M · loan HK$52.32M · min. income ≈ HK$507,120/mo (50% DSR)
Upfront cash ≈ HK$38.58M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,438
−HK$14,340/mo
▼ 0.25% · 3.875%
HK$272,556
−HK$7,222/mo
Today · 4.125%
HK$279,778
baseline
▲ 0.50% · 4.625%
HK$294,526
+HK$14,748/mo
Deposit HK$34.88M · loan HK$52.32M · min. income ≈ HK$559,556/mo (50% DSR)
Upfront cash ≈ HK$38.58M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,364
−HK$17,456/mo
▼ 0.25% · 3.875%
HK$287,023
−HK$8,797/mo
Today · 4.125%
HK$295,820
baseline
▲ 0.50% · 4.625%
HK$313,820
+HK$18,000/mo
Deposit HK$26.16M · loan HK$61.04M · min. income ≈ HK$591,640/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,677
−HK$16,731/mo
▼ 0.25% · 3.875%
HK$317,982
−HK$8,426/mo
Today · 4.125%
HK$326,408
baseline
▲ 0.50% · 4.625%
HK$343,613
+HK$17,205/mo
Deposit HK$26.16M · loan HK$61.04M · min. income ≈ HK$652,816/mo (50% DSR)
Upfront cash ≈ HK$29.86M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,896
−HK$22,444/mo
▼ 0.25% · 3.875%
HK$369,029
−HK$11,311/mo
Today · 4.125%
HK$380,340
baseline
▲ 0.50% · 4.625%
HK$403,483
+HK$23,143/mo
Deposit HK$8.72M · loan HK$78.48M · min. income ≈ HK$760,680/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,156
−HK$21,511/mo
▼ 0.25% · 3.875%
HK$408,835
−HK$10,832/mo
Today · 4.125%
HK$419,667
baseline
▲ 0.50% · 4.625%
HK$441,789
+HK$22,122/mo
Deposit HK$8.72M · loan HK$78.48M · min. income ≈ HK$839,334/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,705,870 · Scale 2, in force from 26 Feb 2026)