LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,845
−HK$12,469/mo
▼ 0.25% · 3.875%
HK$205,030
−HK$6,284/mo
Today · 4.125%
HK$211,314
baseline
▲ 0.50% · 4.625%
HK$224,172
+HK$12,858/mo
Deposit HK$43.60M · loan HK$43.60M · min. income ≈ HK$422,628/mo (50% DSR)
Upfront cash ≈ HK$47.31M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,213
−HK$11,951/mo
▼ 0.25% · 3.875%
HK$227,145
−HK$6,019/mo
Today · 4.125%
HK$233,164
baseline
▲ 0.50% · 4.625%
HK$245,454
+HK$12,290/mo
Deposit HK$43.60M · loan HK$43.60M · min. income ≈ HK$466,328/mo (50% DSR)
Upfront cash ≈ HK$47.31M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,613
−HK$14,964/mo
▼ 0.25% · 3.875%
HK$246,036
−HK$7,541/mo
Today · 4.125%
HK$253,577
baseline
▲ 0.50% · 4.625%
HK$269,006
+HK$15,429/mo
Deposit HK$34.88M · loan HK$52.32M · min. income ≈ HK$507,154/mo (50% DSR)
Upfront cash ≈ HK$38.59M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,455
−HK$14,342/mo
▼ 0.25% · 3.875%
HK$272,574
−HK$7,223/mo
Today · 4.125%
HK$279,797
baseline
▲ 0.50% · 4.625%
HK$294,545
+HK$14,748/mo
Deposit HK$34.88M · loan HK$52.32M · min. income ≈ HK$559,594/mo (50% DSR)
Upfront cash ≈ HK$38.59M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,382
−HK$17,457/mo
▼ 0.25% · 3.875%
HK$287,042
−HK$8,797/mo
Today · 4.125%
HK$295,839
baseline
▲ 0.50% · 4.625%
HK$313,840
+HK$18,001/mo
Deposit HK$26.16M · loan HK$61.04M · min. income ≈ HK$591,678/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,698
−HK$16,732/mo
▼ 0.25% · 3.875%
HK$318,003
−HK$8,427/mo
Today · 4.125%
HK$326,430
baseline
▲ 0.50% · 4.625%
HK$343,636
+HK$17,206/mo
Deposit HK$26.16M · loan HK$61.04M · min. income ≈ HK$652,860/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,920
−HK$22,445/mo
▼ 0.25% · 3.875%
HK$369,053
−HK$11,312/mo
Today · 4.125%
HK$380,365
baseline
▲ 0.50% · 4.625%
HK$403,509
+HK$23,144/mo
Deposit HK$8.72M · loan HK$78.48M · min. income ≈ HK$760,730/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,183
−HK$21,512/mo
▼ 0.25% · 3.875%
HK$408,862
−HK$10,833/mo
Today · 4.125%
HK$419,695
baseline
▲ 0.50% · 4.625%
HK$441,818
+HK$22,123/mo
Deposit HK$8.72M · loan HK$78.48M · min. income ≈ HK$839,390/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,706,115 · Scale 2, in force from 26 Feb 2026)