LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,878
−HK$12,471/mo
▼ 0.25% · 3.875%
HK$205,064
−HK$6,285/mo
Today · 4.125%
HK$211,349
baseline
▲ 0.50% · 4.625%
HK$224,209
+HK$12,860/mo
Deposit HK$43.61M · loan HK$43.61M · min. income ≈ HK$422,698/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,250
−HK$11,953/mo
▼ 0.25% · 3.875%
HK$227,183
−HK$6,020/mo
Today · 4.125%
HK$233,203
baseline
▲ 0.50% · 4.625%
HK$245,496
+HK$12,293/mo
Deposit HK$43.61M · loan HK$43.61M · min. income ≈ HK$466,406/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,653
−HK$14,966/mo
▼ 0.25% · 3.875%
HK$246,077
−HK$7,542/mo
Today · 4.125%
HK$253,619
baseline
▲ 0.50% · 4.625%
HK$269,051
+HK$15,432/mo
Deposit HK$34.89M · loan HK$52.33M · min. income ≈ HK$507,238/mo (50% DSR)
Upfront cash ≈ HK$38.59M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,500
−HK$14,344/mo
▼ 0.25% · 3.875%
HK$272,620
−HK$7,224/mo
Today · 4.125%
HK$279,844
baseline
▲ 0.50% · 4.625%
HK$294,595
+HK$14,751/mo
Deposit HK$34.89M · loan HK$52.33M · min. income ≈ HK$559,688/mo (50% DSR)
Upfront cash ≈ HK$38.59M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,429
−HK$17,460/mo
▼ 0.25% · 3.875%
HK$287,090
−HK$8,799/mo
Today · 4.125%
HK$295,889
baseline
▲ 0.50% · 4.625%
HK$313,893
+HK$18,004/mo
Deposit HK$26.17M · loan HK$61.05M · min. income ≈ HK$591,778/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,749
−HK$16,735/mo
▼ 0.25% · 3.875%
HK$318,057
−HK$8,427/mo
Today · 4.125%
HK$326,484
baseline
▲ 0.50% · 4.625%
HK$343,694
+HK$17,210/mo
Deposit HK$26.17M · loan HK$61.05M · min. income ≈ HK$652,968/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$357,980
−HK$22,449/mo
▼ 0.25% · 3.875%
HK$369,115
−HK$11,314/mo
Today · 4.125%
HK$380,429
baseline
▲ 0.50% · 4.625%
HK$403,577
+HK$23,148/mo
Deposit HK$8.72M · loan HK$78.50M · min. income ≈ HK$760,858/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,249
−HK$21,517/mo
▼ 0.25% · 3.875%
HK$408,930
−HK$10,836/mo
Today · 4.125%
HK$419,766
baseline
▲ 0.50% · 4.625%
HK$441,892
+HK$22,126/mo
Deposit HK$8.72M · loan HK$78.50M · min. income ≈ HK$839,532/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,706,737 · Scale 2, in force from 26 Feb 2026)