LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,898
−HK$12,472/mo
▼ 0.25% · 3.875%
HK$205,085
−HK$6,285/mo
Today · 4.125%
HK$211,370
baseline
▲ 0.50% · 4.625%
HK$224,232
+HK$12,862/mo
Deposit HK$43.61M · loan HK$43.61M · min. income ≈ HK$422,740/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,272
−HK$11,954/mo
▼ 0.25% · 3.875%
HK$227,206
−HK$6,020/mo
Today · 4.125%
HK$233,226
baseline
▲ 0.50% · 4.625%
HK$245,520
+HK$12,294/mo
Deposit HK$43.61M · loan HK$43.61M · min. income ≈ HK$466,452/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,677
−HK$14,967/mo
▼ 0.25% · 3.875%
HK$246,102
−HK$7,542/mo
Today · 4.125%
HK$253,644
baseline
▲ 0.50% · 4.625%
HK$269,078
+HK$15,434/mo
Deposit HK$34.89M · loan HK$52.34M · min. income ≈ HK$507,288/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,526
−HK$14,346/mo
▼ 0.25% · 3.875%
HK$272,647
−HK$7,225/mo
Today · 4.125%
HK$279,872
baseline
▲ 0.50% · 4.625%
HK$294,624
+HK$14,752/mo
Deposit HK$34.89M · loan HK$52.34M · min. income ≈ HK$559,744/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,457
−HK$17,462/mo
▼ 0.25% · 3.875%
HK$287,118
−HK$8,801/mo
Today · 4.125%
HK$295,919
baseline
▲ 0.50% · 4.625%
HK$313,924
+HK$18,005/mo
Deposit HK$26.17M · loan HK$61.06M · min. income ≈ HK$591,838/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,780
−HK$16,737/mo
▼ 0.25% · 3.875%
HK$318,089
−HK$8,428/mo
Today · 4.125%
HK$326,517
baseline
▲ 0.50% · 4.625%
HK$343,728
+HK$17,211/mo
Deposit HK$26.17M · loan HK$61.06M · min. income ≈ HK$653,034/mo (50% DSR)
Upfront cash ≈ HK$29.87M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,016
−HK$22,451/mo
▼ 0.25% · 3.875%
HK$369,152
−HK$11,315/mo
Today · 4.125%
HK$380,467
baseline
▲ 0.50% · 4.625%
HK$403,617
+HK$23,150/mo
Deposit HK$8.72M · loan HK$78.50M · min. income ≈ HK$760,934/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,289
−HK$21,518/mo
▼ 0.25% · 3.875%
HK$408,971
−HK$10,836/mo
Today · 4.125%
HK$419,807
baseline
▲ 0.50% · 4.625%
HK$441,936
+HK$22,129/mo
Deposit HK$8.72M · loan HK$78.50M · min. income ≈ HK$839,614/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,707,107 · Scale 2, in force from 26 Feb 2026)