LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,899
−HK$12,472/mo
▼ 0.25% · 3.875%
HK$205,085
−HK$6,286/mo
Today · 4.125%
HK$211,371
baseline
▲ 0.50% · 4.625%
HK$224,233
+HK$12,862/mo
Deposit HK$43.61M · loan HK$43.61M · min. income ≈ HK$422,742/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,273
−HK$11,954/mo
▼ 0.25% · 3.875%
HK$227,207
−HK$6,020/mo
Today · 4.125%
HK$233,227
baseline
▲ 0.50% · 4.625%
HK$245,521
+HK$12,294/mo
Deposit HK$43.61M · loan HK$43.61M · min. income ≈ HK$466,454/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,678
−HK$14,968/mo
▼ 0.25% · 3.875%
HK$246,103
−HK$7,543/mo
Today · 4.125%
HK$253,646
baseline
▲ 0.50% · 4.625%
HK$269,079
+HK$15,433/mo
Deposit HK$34.89M · loan HK$52.34M · min. income ≈ HK$507,292/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,527
−HK$14,346/mo
▼ 0.25% · 3.875%
HK$272,649
−HK$7,224/mo
Today · 4.125%
HK$279,873
baseline
▲ 0.50% · 4.625%
HK$294,625
+HK$14,752/mo
Deposit HK$34.89M · loan HK$52.34M · min. income ≈ HK$559,746/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,458
−HK$17,462/mo
▼ 0.25% · 3.875%
HK$287,120
−HK$8,800/mo
Today · 4.125%
HK$295,920
baseline
▲ 0.50% · 4.625%
HK$313,926
+HK$18,006/mo
Deposit HK$26.17M · loan HK$61.06M · min. income ≈ HK$591,840/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,782
−HK$16,736/mo
▼ 0.25% · 3.875%
HK$318,090
−HK$8,428/mo
Today · 4.125%
HK$326,518
baseline
▲ 0.50% · 4.625%
HK$343,730
+HK$17,212/mo
Deposit HK$26.17M · loan HK$61.06M · min. income ≈ HK$653,036/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,017
−HK$22,451/mo
▼ 0.25% · 3.875%
HK$369,154
−HK$11,314/mo
Today · 4.125%
HK$380,468
baseline
▲ 0.50% · 4.625%
HK$403,619
+HK$23,151/mo
Deposit HK$8.72M · loan HK$78.50M · min. income ≈ HK$760,936/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,291
−HK$21,518/mo
▼ 0.25% · 3.875%
HK$408,973
−HK$10,836/mo
Today · 4.125%
HK$419,809
baseline
▲ 0.50% · 4.625%
HK$441,938
+HK$22,129/mo
Deposit HK$8.72M · loan HK$78.50M · min. income ≈ HK$839,618/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,707,123 · Scale 2, in force from 26 Feb 2026)