LTV · monthly repayment
▼ 0.50% · 3.625%
HK$198,911
−HK$12,474/mo
▼ 0.25% · 3.875%
HK$205,098
−HK$6,287/mo
Today · 4.125%
HK$211,385
baseline
▲ 0.50% · 4.625%
HK$224,247
+HK$12,862/mo
Deposit HK$43.62M · loan HK$43.62M · min. income ≈ HK$422,770/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,287
−HK$11,955/mo
▼ 0.25% · 3.875%
HK$227,221
−HK$6,021/mo
Today · 4.125%
HK$233,242
baseline
▲ 0.50% · 4.625%
HK$245,537
+HK$12,295/mo
Deposit HK$43.62M · loan HK$43.62M · min. income ≈ HK$466,484/mo (50% DSR)
Upfront cash ≈ HK$47.32M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,693
−HK$14,968/mo
▼ 0.25% · 3.875%
HK$246,118
−HK$7,543/mo
Today · 4.125%
HK$253,661
baseline
▲ 0.50% · 4.625%
HK$269,096
+HK$15,435/mo
Deposit HK$34.89M · loan HK$52.34M · min. income ≈ HK$507,322/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,544
−HK$14,346/mo
▼ 0.25% · 3.875%
HK$272,666
−HK$7,224/mo
Today · 4.125%
HK$279,890
baseline
▲ 0.50% · 4.625%
HK$294,644
+HK$14,754/mo
Deposit HK$34.89M · loan HK$52.34M · min. income ≈ HK$559,780/mo (50% DSR)
Upfront cash ≈ HK$38.60M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,476
−HK$17,462/mo
▼ 0.25% · 3.875%
HK$287,138
−HK$8,800/mo
Today · 4.125%
HK$295,938
baseline
▲ 0.50% · 4.625%
HK$313,946
+HK$18,008/mo
Deposit HK$26.17M · loan HK$61.06M · min. income ≈ HK$591,876/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,801
−HK$16,738/mo
▼ 0.25% · 3.875%
HK$318,110
−HK$8,429/mo
Today · 4.125%
HK$326,539
baseline
▲ 0.50% · 4.625%
HK$343,751
+HK$17,212/mo
Deposit HK$26.17M · loan HK$61.06M · min. income ≈ HK$653,078/mo (50% DSR)
Upfront cash ≈ HK$29.88M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,040
−HK$22,452/mo
▼ 0.25% · 3.875%
HK$369,177
−HK$11,315/mo
Today · 4.125%
HK$380,492
baseline
▲ 0.50% · 4.625%
HK$403,644
+HK$23,152/mo
Deposit HK$8.72M · loan HK$78.51M · min. income ≈ HK$760,984/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,316
−HK$21,520/mo
▼ 0.25% · 3.875%
HK$408,998
−HK$10,838/mo
Today · 4.125%
HK$419,836
baseline
▲ 0.50% · 4.625%
HK$441,966
+HK$22,130/mo
Deposit HK$8.72M · loan HK$78.51M · min. income ≈ HK$839,672/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$3,707,356 · Scale 2, in force from 26 Feb 2026)