LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,063
−HK$12,483/mo
▼ 0.25% · 3.875%
HK$205,255
−HK$6,291/mo
Today · 4.125%
HK$211,546
baseline
▲ 0.50% · 4.625%
HK$224,419
+HK$12,873/mo
Deposit HK$43.65M · loan HK$43.65M · min. income ≈ HK$423,092/mo (50% DSR)
Upfront cash ≈ HK$47.36M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,456
−HK$11,965/mo
▼ 0.25% · 3.875%
HK$227,395
−HK$6,026/mo
Today · 4.125%
HK$233,421
baseline
▲ 0.50% · 4.625%
HK$245,725
+HK$12,304/mo
Deposit HK$43.65M · loan HK$43.65M · min. income ≈ HK$466,842/mo (50% DSR)
Upfront cash ≈ HK$47.36M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,876
−HK$14,980/mo
▼ 0.25% · 3.875%
HK$246,307
−HK$7,549/mo
Today · 4.125%
HK$253,856
baseline
▲ 0.50% · 4.625%
HK$269,302
+HK$15,446/mo
Deposit HK$34.92M · loan HK$52.38M · min. income ≈ HK$507,712/mo (50% DSR)
Upfront cash ≈ HK$38.63M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,747
−HK$14,358/mo
▼ 0.25% · 3.875%
HK$272,875
−HK$7,230/mo
Today · 4.125%
HK$280,105
baseline
▲ 0.50% · 4.625%
HK$294,870
+HK$14,765/mo
Deposit HK$34.92M · loan HK$52.38M · min. income ≈ HK$560,210/mo (50% DSR)
Upfront cash ≈ HK$38.63M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,689
−HK$17,476/mo
▼ 0.25% · 3.875%
HK$287,358
−HK$8,807/mo
Today · 4.125%
HK$296,165
baseline
▲ 0.50% · 4.625%
HK$314,186
+HK$18,021/mo
Deposit HK$26.19M · loan HK$61.11M · min. income ≈ HK$592,330/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,039
−HK$16,750/mo
▼ 0.25% · 3.875%
HK$318,354
−HK$8,435/mo
Today · 4.125%
HK$326,789
baseline
▲ 0.50% · 4.625%
HK$344,014
+HK$17,225/mo
Deposit HK$26.19M · loan HK$61.11M · min. income ≈ HK$653,578/mo (50% DSR)
Upfront cash ≈ HK$29.90M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,314
−HK$22,470/mo
▼ 0.25% · 3.875%
HK$369,460
−HK$11,324/mo
Today · 4.125%
HK$380,784
baseline
▲ 0.50% · 4.625%
HK$403,953
+HK$23,169/mo
Deposit HK$8.73M · loan HK$78.57M · min. income ≈ HK$761,568/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,621
−HK$21,536/mo
▼ 0.25% · 3.875%
HK$409,312
−HK$10,845/mo
Today · 4.125%
HK$420,157
baseline
▲ 0.50% · 4.625%
HK$442,304
+HK$22,147/mo
Deposit HK$8.73M · loan HK$78.57M · min. income ≈ HK$840,314/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$3,710,196 · Scale 2, in force from 26 Feb 2026)