LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,910
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,529
−HK$629/mo
Today · 4.125%
HK$21,158
baseline
▲ 0.50% · 4.625%
HK$22,446
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,316/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,149
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$602/mo
Today · 4.125%
HK$23,346
baseline
▲ 0.50% · 4.625%
HK$24,577
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,692/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,892
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,635
−HK$755/mo
Today · 4.125%
HK$25,390
baseline
▲ 0.50% · 4.625%
HK$26,935
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,780/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,579
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,292
−HK$723/mo
Today · 4.125%
HK$28,015
baseline
▲ 0.50% · 4.625%
HK$29,492
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,030/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,874
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,741
−HK$881/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,424
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,009
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,841
−HK$844/mo
Today · 4.125%
HK$32,685
baseline
▲ 0.50% · 4.625%
HK$34,407
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,370/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,838
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$1,133/mo
Today · 4.125%
HK$38,085
baseline
▲ 0.50% · 4.625%
HK$40,402
+HK$2,317/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,170/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,869
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,938
−HK$1,085/mo
Today · 4.125%
HK$42,023
baseline
▲ 0.50% · 4.625%
HK$44,238
+HK$2,215/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,046/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$261,942 · Scale 2, in force from 26 Feb 2026)