LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,140
−HK$12,488/mo
▼ 0.25% · 3.875%
HK$205,335
−HK$6,293/mo
Today · 4.125%
HK$211,628
baseline
▲ 0.50% · 4.625%
HK$224,505
+HK$12,877/mo
Deposit HK$43.67M · loan HK$43.67M · min. income ≈ HK$423,256/mo (50% DSR)
Upfront cash ≈ HK$47.38M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,542
−HK$11,969/mo
▼ 0.25% · 3.875%
HK$227,483
−HK$6,028/mo
Today · 4.125%
HK$233,511
baseline
▲ 0.50% · 4.625%
HK$245,820
+HK$12,309/mo
Deposit HK$43.67M · loan HK$43.67M · min. income ≈ HK$467,022/mo (50% DSR)
Upfront cash ≈ HK$47.38M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,968
−HK$14,986/mo
▼ 0.25% · 3.875%
HK$246,402
−HK$7,552/mo
Today · 4.125%
HK$253,954
baseline
▲ 0.50% · 4.625%
HK$269,406
+HK$15,452/mo
Deposit HK$34.93M · loan HK$52.40M · min. income ≈ HK$507,908/mo (50% DSR)
Upfront cash ≈ HK$38.64M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,850
−HK$14,363/mo
▼ 0.25% · 3.875%
HK$272,980
−HK$7,233/mo
Today · 4.125%
HK$280,213
baseline
▲ 0.50% · 4.625%
HK$294,983
+HK$14,770/mo
Deposit HK$34.93M · loan HK$52.40M · min. income ≈ HK$560,426/mo (50% DSR)
Upfront cash ≈ HK$38.64M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,797
−HK$17,482/mo
▼ 0.25% · 3.875%
HK$287,469
−HK$8,810/mo
Today · 4.125%
HK$296,279
baseline
▲ 0.50% · 4.625%
HK$314,307
+HK$18,028/mo
Deposit HK$26.20M · loan HK$61.13M · min. income ≈ HK$592,558/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,158
−HK$16,757/mo
▼ 0.25% · 3.875%
HK$318,477
−HK$8,438/mo
Today · 4.125%
HK$326,915
baseline
▲ 0.50% · 4.625%
HK$344,147
+HK$17,232/mo
Deposit HK$26.20M · loan HK$61.13M · min. income ≈ HK$653,830/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,453
−HK$22,478/mo
▼ 0.25% · 3.875%
HK$369,603
−HK$11,328/mo
Today · 4.125%
HK$380,931
baseline
▲ 0.50% · 4.625%
HK$404,110
+HK$23,179/mo
Deposit HK$8.73M · loan HK$78.60M · min. income ≈ HK$761,862/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,775
−HK$21,545/mo
▼ 0.25% · 3.875%
HK$409,470
−HK$10,850/mo
Today · 4.125%
HK$420,320
baseline
▲ 0.50% · 4.625%
HK$442,475
+HK$22,155/mo
Deposit HK$8.73M · loan HK$78.60M · min. income ≈ HK$840,640/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$3,711,629 · Scale 2, in force from 26 Feb 2026)