LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,161
−HK$12,489/mo
▼ 0.25% · 3.875%
HK$205,356
−HK$6,294/mo
Today · 4.125%
HK$211,650
baseline
▲ 0.50% · 4.625%
HK$224,528
+HK$12,878/mo
Deposit HK$43.67M · loan HK$43.67M · min. income ≈ HK$423,300/mo (50% DSR)
Upfront cash ≈ HK$47.38M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,564
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$227,506
−HK$6,029/mo
Today · 4.125%
HK$233,535
baseline
▲ 0.50% · 4.625%
HK$245,844
+HK$12,309/mo
Deposit HK$43.67M · loan HK$43.67M · min. income ≈ HK$467,070/mo (50% DSR)
Upfront cash ≈ HK$47.38M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,993
−HK$14,987/mo
▼ 0.25% · 3.875%
HK$246,427
−HK$7,553/mo
Today · 4.125%
HK$253,980
baseline
▲ 0.50% · 4.625%
HK$269,434
+HK$15,454/mo
Deposit HK$34.94M · loan HK$52.40M · min. income ≈ HK$507,960/mo (50% DSR)
Upfront cash ≈ HK$38.65M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$265,877
−HK$14,364/mo
▼ 0.25% · 3.875%
HK$273,008
−HK$7,233/mo
Today · 4.125%
HK$280,241
baseline
▲ 0.50% · 4.625%
HK$295,013
+HK$14,772/mo
Deposit HK$34.94M · loan HK$52.40M · min. income ≈ HK$560,482/mo (50% DSR)
Upfront cash ≈ HK$38.65M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,825
−HK$17,485/mo
▼ 0.25% · 3.875%
HK$287,498
−HK$8,812/mo
Today · 4.125%
HK$296,310
baseline
▲ 0.50% · 4.625%
HK$314,339
+HK$18,029/mo
Deposit HK$26.20M · loan HK$61.14M · min. income ≈ HK$592,620/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,190
−HK$16,758/mo
▼ 0.25% · 3.875%
HK$318,509
−HK$8,439/mo
Today · 4.125%
HK$326,948
baseline
▲ 0.50% · 4.625%
HK$344,182
+HK$17,234/mo
Deposit HK$26.20M · loan HK$61.14M · min. income ≈ HK$653,896/mo (50% DSR)
Upfront cash ≈ HK$29.91M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,489
−HK$22,480/mo
▼ 0.25% · 3.875%
HK$369,640
−HK$11,329/mo
Today · 4.125%
HK$380,969
baseline
▲ 0.50% · 4.625%
HK$404,151
+HK$23,182/mo
Deposit HK$8.73M · loan HK$78.61M · min. income ≈ HK$761,938/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,815
−HK$21,547/mo
▼ 0.25% · 3.875%
HK$409,511
−HK$10,851/mo
Today · 4.125%
HK$420,362
baseline
▲ 0.50% · 4.625%
HK$442,520
+HK$22,158/mo
Deposit HK$8.73M · loan HK$78.61M · min. income ≈ HK$840,724/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$3,712,006 · Scale 2, in force from 26 Feb 2026)