LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,921
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,540
−HK$630/mo
Today · 4.125%
HK$21,170
baseline
▲ 0.50% · 4.625%
HK$22,458
+HK$1,288/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,340/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,162
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,756
−HK$603/mo
Today · 4.125%
HK$23,359
baseline
▲ 0.50% · 4.625%
HK$24,590
+HK$1,231/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,718/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,905
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$755/mo
Today · 4.125%
HK$25,404
baseline
▲ 0.50% · 4.625%
HK$26,950
+HK$1,546/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,808/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,594
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,307
−HK$724/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,508
+HK$1,477/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,889
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,757
−HK$881/mo
Today · 4.125%
HK$29,638
baseline
▲ 0.50% · 4.625%
HK$31,441
+HK$1,803/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,276/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,026
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,859
−HK$844/mo
Today · 4.125%
HK$32,703
baseline
▲ 0.50% · 4.625%
HK$34,426
+HK$1,723/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,406/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,858
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,973
−HK$1,133/mo
Today · 4.125%
HK$38,106
baseline
▲ 0.50% · 4.625%
HK$40,425
+HK$2,319/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$76,212/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,891
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,961
−HK$1,085/mo
Today · 4.125%
HK$42,046
baseline
▲ 0.50% · 4.625%
HK$44,263
+HK$2,217/mo
Deposit HK$874K · loan HK$7.86M · min. income ≈ HK$84,092/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,087 · Scale 2, in force from 26 Feb 2026)