LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,284
−HK$12,497/mo
▼ 0.25% · 3.875%
HK$205,483
−HK$6,298/mo
Today · 4.125%
HK$211,781
baseline
▲ 0.50% · 4.625%
HK$224,668
+HK$12,887/mo
Deposit HK$43.70M · loan HK$43.70M · min. income ≈ HK$423,562/mo (50% DSR)
Upfront cash ≈ HK$47.41M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,702
−HK$11,978/mo
▼ 0.25% · 3.875%
HK$227,648
−HK$6,032/mo
Today · 4.125%
HK$233,680
baseline
▲ 0.50% · 4.625%
HK$245,997
+HK$12,317/mo
Deposit HK$43.70M · loan HK$43.70M · min. income ≈ HK$467,360/mo (50% DSR)
Upfront cash ≈ HK$47.41M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,141
−HK$14,996/mo
▼ 0.25% · 3.875%
HK$246,580
−HK$7,557/mo
Today · 4.125%
HK$254,137
baseline
▲ 0.50% · 4.625%
HK$269,601
+HK$15,464/mo
Deposit HK$34.96M · loan HK$52.44M · min. income ≈ HK$508,274/mo (50% DSR)
Upfront cash ≈ HK$38.67M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,042
−HK$14,374/mo
▼ 0.25% · 3.875%
HK$273,177
−HK$7,239/mo
Today · 4.125%
HK$280,416
baseline
▲ 0.50% · 4.625%
HK$295,197
+HK$14,781/mo
Deposit HK$34.96M · loan HK$52.44M · min. income ≈ HK$560,832/mo (50% DSR)
Upfront cash ≈ HK$38.67M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,998
−HK$17,496/mo
▼ 0.25% · 3.875%
HK$287,676
−HK$8,818/mo
Today · 4.125%
HK$296,494
baseline
▲ 0.50% · 4.625%
HK$314,535
+HK$18,041/mo
Deposit HK$26.22M · loan HK$61.18M · min. income ≈ HK$592,988/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,382
−HK$16,769/mo
▼ 0.25% · 3.875%
HK$318,707
−HK$8,444/mo
Today · 4.125%
HK$327,151
baseline
▲ 0.50% · 4.625%
HK$344,396
+HK$17,245/mo
Deposit HK$26.22M · loan HK$61.18M · min. income ≈ HK$654,302/mo (50% DSR)
Upfront cash ≈ HK$29.93M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,712
−HK$22,494/mo
▼ 0.25% · 3.875%
HK$369,870
−HK$11,336/mo
Today · 4.125%
HK$381,206
baseline
▲ 0.50% · 4.625%
HK$404,402
+HK$23,196/mo
Deposit HK$8.74M · loan HK$78.66M · min. income ≈ HK$762,412/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,063
−HK$21,560/mo
▼ 0.25% · 3.875%
HK$409,766
−HK$10,857/mo
Today · 4.125%
HK$420,623
baseline
▲ 0.50% · 4.625%
HK$442,795
+HK$22,172/mo
Deposit HK$8.74M · loan HK$78.66M · min. income ≈ HK$841,246/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$3,714,312 · Scale 2, in force from 26 Feb 2026)