LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,323
−HK$12,499/mo
▼ 0.25% · 3.875%
HK$205,523
−HK$6,299/mo
Today · 4.125%
HK$211,822
baseline
▲ 0.50% · 4.625%
HK$224,711
+HK$12,889/mo
Deposit HK$43.71M · loan HK$43.71M · min. income ≈ HK$423,644/mo (50% DSR)
Upfront cash ≈ HK$47.42M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,744
−HK$11,981/mo
▼ 0.25% · 3.875%
HK$227,691
−HK$6,034/mo
Today · 4.125%
HK$233,725
baseline
▲ 0.50% · 4.625%
HK$246,044
+HK$12,319/mo
Deposit HK$43.71M · loan HK$43.71M · min. income ≈ HK$467,450/mo (50% DSR)
Upfront cash ≈ HK$47.42M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,187
−HK$14,999/mo
▼ 0.25% · 3.875%
HK$246,627
−HK$7,559/mo
Today · 4.125%
HK$254,186
baseline
▲ 0.50% · 4.625%
HK$269,653
+HK$15,467/mo
Deposit HK$34.96M · loan HK$52.45M · min. income ≈ HK$508,372/mo (50% DSR)
Upfront cash ≈ HK$38.68M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,093
−HK$14,376/mo
▼ 0.25% · 3.875%
HK$273,230
−HK$7,239/mo
Today · 4.125%
HK$280,469
baseline
▲ 0.50% · 4.625%
HK$295,253
+HK$14,784/mo
Deposit HK$34.96M · loan HK$52.45M · min. income ≈ HK$560,938/mo (50% DSR)
Upfront cash ≈ HK$38.68M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,052
−HK$17,499/mo
▼ 0.25% · 3.875%
HK$287,732
−HK$8,819/mo
Today · 4.125%
HK$296,551
baseline
▲ 0.50% · 4.625%
HK$314,595
+HK$18,044/mo
Deposit HK$26.22M · loan HK$61.19M · min. income ≈ HK$593,102/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,442
−HK$16,772/mo
▼ 0.25% · 3.875%
HK$318,768
−HK$8,446/mo
Today · 4.125%
HK$327,214
baseline
▲ 0.50% · 4.625%
HK$344,462
+HK$17,248/mo
Deposit HK$26.22M · loan HK$61.19M · min. income ≈ HK$654,428/mo (50% DSR)
Upfront cash ≈ HK$29.94M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,781
−HK$22,498/mo
▼ 0.25% · 3.875%
HK$369,941
−HK$11,338/mo
Today · 4.125%
HK$381,279
baseline
▲ 0.50% · 4.625%
HK$404,479
+HK$23,200/mo
Deposit HK$8.74M · loan HK$78.67M · min. income ≈ HK$762,558/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,140
−HK$21,564/mo
▼ 0.25% · 3.875%
HK$409,845
−HK$10,859/mo
Today · 4.125%
HK$420,704
baseline
▲ 0.50% · 4.625%
HK$442,880
+HK$22,176/mo
Deposit HK$8.74M · loan HK$78.67M · min. income ≈ HK$841,408/mo (50% DSR)
Upfront cash ≈ HK$12.46M (deposit + AVD stamp duty HK$3,715,026 · Scale 2, in force from 26 Feb 2026)