LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,936
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,556
−HK$630/mo
Today · 4.125%
HK$21,186
baseline
▲ 0.50% · 4.625%
HK$22,475
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,372/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,178
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,773
−HK$603/mo
Today · 4.125%
HK$23,376
baseline
▲ 0.50% · 4.625%
HK$24,609
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,752/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,923
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,667
−HK$756/mo
Today · 4.125%
HK$25,423
baseline
▲ 0.50% · 4.625%
HK$26,970
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,846/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,614
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,328
−HK$724/mo
Today · 4.125%
HK$28,052
baseline
▲ 0.50% · 4.625%
HK$29,530
+HK$1,478/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,104/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,910
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,778
−HK$882/mo
Today · 4.125%
HK$29,660
baseline
▲ 0.50% · 4.625%
HK$31,465
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,320/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,050
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,882
−HK$845/mo
Today · 4.125%
HK$32,727
baseline
▲ 0.50% · 4.625%
HK$34,452
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,454/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,884
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$1,135/mo
Today · 4.125%
HK$38,135
baseline
▲ 0.50% · 4.625%
HK$40,455
+HK$2,320/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,270/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,921
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,086/mo
Today · 4.125%
HK$42,078
baseline
▲ 0.50% · 4.625%
HK$44,296
+HK$2,218/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,156/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,283 · Scale 2, in force from 26 Feb 2026)