LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,941
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,562
−HK$630/mo
Today · 4.125%
HK$21,192
baseline
▲ 0.50% · 4.625%
HK$22,481
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,384/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,185
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,780
−HK$603/mo
Today · 4.125%
HK$23,383
baseline
▲ 0.50% · 4.625%
HK$24,616
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,766/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,674
−HK$756/mo
Today · 4.125%
HK$25,430
baseline
▲ 0.50% · 4.625%
HK$26,978
+HK$1,548/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,860/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,336
−HK$724/mo
Today · 4.125%
HK$28,060
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,120/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,918
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,787
−HK$882/mo
Today · 4.125%
HK$29,669
baseline
▲ 0.50% · 4.625%
HK$31,474
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,338/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,059
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,892
−HK$845/mo
Today · 4.125%
HK$32,737
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,474/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,895
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,011
−HK$1,135/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,467
+HK$2,321/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,932
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,003
−HK$1,087/mo
Today · 4.125%
HK$42,090
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,180/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,359 · Scale 2, in force from 26 Feb 2026)