LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,944
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,564
−HK$631/mo
Today · 4.125%
HK$21,195
baseline
▲ 0.50% · 4.625%
HK$22,484
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,390/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,188
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,783
−HK$603/mo
Today · 4.125%
HK$23,386
baseline
▲ 0.50% · 4.625%
HK$24,619
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,772/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,933
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$757/mo
Today · 4.125%
HK$25,434
baseline
▲ 0.50% · 4.625%
HK$26,981
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,868/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,625
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,339
−HK$725/mo
Today · 4.125%
HK$28,064
baseline
▲ 0.50% · 4.625%
HK$29,543
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,128/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,922
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,790
−HK$883/mo
Today · 4.125%
HK$29,673
baseline
▲ 0.50% · 4.625%
HK$31,478
+HK$1,805/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,346/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,063
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,896
−HK$845/mo
Today · 4.125%
HK$32,741
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,726/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,482/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,899
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,016
−HK$1,135/mo
Today · 4.125%
HK$38,151
baseline
▲ 0.50% · 4.625%
HK$40,472
+HK$2,321/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,302/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,938
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,009
−HK$1,086/mo
Today · 4.125%
HK$42,095
baseline
▲ 0.50% · 4.625%
HK$44,314
+HK$2,219/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,190/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,393 · Scale 2, in force from 26 Feb 2026)