LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,948
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,568
−HK$631/mo
Today · 4.125%
HK$21,199
baseline
▲ 0.50% · 4.625%
HK$22,489
+HK$1,290/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,398/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,192
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,787
−HK$604/mo
Today · 4.125%
HK$23,391
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,233/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,782/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,937
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,682
−HK$757/mo
Today · 4.125%
HK$25,439
baseline
▲ 0.50% · 4.625%
HK$26,986
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,878/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,630
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,344
−HK$725/mo
Today · 4.125%
HK$28,069
baseline
▲ 0.50% · 4.625%
HK$29,548
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,138/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$882/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,806/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$845/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,726/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,906
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,023
−HK$1,135/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,480
+HK$2,322/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,945
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,017
−HK$1,086/mo
Today · 4.125%
HK$42,103
baseline
▲ 0.50% · 4.625%
HK$44,323
+HK$2,220/mo
Deposit HK$875K · loan HK$7.87M · min. income ≈ HK$84,206/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,443 · Scale 2, in force from 26 Feb 2026)