LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,486
−HK$12,510/mo
▼ 0.25% · 3.875%
HK$205,692
−HK$6,304/mo
Today · 4.125%
HK$211,996
baseline
▲ 0.50% · 4.625%
HK$224,895
+HK$12,899/mo
Deposit HK$43.74M · loan HK$43.74M · min. income ≈ HK$423,992/mo (50% DSR)
Upfront cash ≈ HK$47.46M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,927
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$227,879
−HK$6,038/mo
Today · 4.125%
HK$233,917
baseline
▲ 0.50% · 4.625%
HK$246,247
+HK$12,330/mo
Deposit HK$43.74M · loan HK$43.74M · min. income ≈ HK$467,834/mo (50% DSR)
Upfront cash ≈ HK$47.46M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,384
−HK$15,011/mo
▼ 0.25% · 3.875%
HK$246,830
−HK$7,565/mo
Today · 4.125%
HK$254,395
baseline
▲ 0.50% · 4.625%
HK$269,874
+HK$15,479/mo
Deposit HK$34.99M · loan HK$52.49M · min. income ≈ HK$508,790/mo (50% DSR)
Upfront cash ≈ HK$38.71M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,312
−HK$14,388/mo
▼ 0.25% · 3.875%
HK$273,454
−HK$7,246/mo
Today · 4.125%
HK$280,700
baseline
▲ 0.50% · 4.625%
HK$295,496
+HK$14,796/mo
Deposit HK$34.99M · loan HK$52.49M · min. income ≈ HK$561,400/mo (50% DSR)
Upfront cash ≈ HK$38.71M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,281
−HK$17,513/mo
▼ 0.25% · 3.875%
HK$287,968
−HK$8,826/mo
Today · 4.125%
HK$296,794
baseline
▲ 0.50% · 4.625%
HK$314,854
+HK$18,060/mo
Deposit HK$26.25M · loan HK$61.24M · min. income ≈ HK$593,588/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,697
−HK$16,786/mo
▼ 0.25% · 3.875%
HK$319,030
−HK$8,453/mo
Today · 4.125%
HK$327,483
baseline
▲ 0.50% · 4.625%
HK$344,745
+HK$17,262/mo
Deposit HK$26.25M · loan HK$61.24M · min. income ≈ HK$654,966/mo (50% DSR)
Upfront cash ≈ HK$29.96M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,075
−HK$22,518/mo
▼ 0.25% · 3.875%
HK$370,245
−HK$11,348/mo
Today · 4.125%
HK$381,593
baseline
▲ 0.50% · 4.625%
HK$404,812
+HK$23,219/mo
Deposit HK$8.75M · loan HK$78.74M · min. income ≈ HK$763,186/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,468
−HK$21,582/mo
▼ 0.25% · 3.875%
HK$410,181
−HK$10,869/mo
Today · 4.125%
HK$421,050
baseline
▲ 0.50% · 4.625%
HK$443,244
+HK$22,194/mo
Deposit HK$8.75M · loan HK$78.74M · min. income ≈ HK$842,100/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$3,718,078 · Scale 2, in force from 26 Feb 2026)