LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,561
−HK$12,514/mo
▼ 0.25% · 3.875%
HK$205,769
−HK$6,306/mo
Today · 4.125%
HK$212,075
baseline
▲ 0.50% · 4.625%
HK$224,980
+HK$12,905/mo
Deposit HK$43.76M · loan HK$43.76M · min. income ≈ HK$424,150/mo (50% DSR)
Upfront cash ≈ HK$47.48M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,010
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$227,964
−HK$6,040/mo
Today · 4.125%
HK$234,004
baseline
▲ 0.50% · 4.625%
HK$246,339
+HK$12,335/mo
Deposit HK$43.76M · loan HK$43.76M · min. income ≈ HK$468,008/mo (50% DSR)
Upfront cash ≈ HK$47.48M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,473
−HK$15,017/mo
▼ 0.25% · 3.875%
HK$246,922
−HK$7,568/mo
Today · 4.125%
HK$254,490
baseline
▲ 0.50% · 4.625%
HK$269,976
+HK$15,486/mo
Deposit HK$35.01M · loan HK$52.51M · min. income ≈ HK$508,980/mo (50% DSR)
Upfront cash ≈ HK$38.73M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,412
−HK$14,393/mo
▼ 0.25% · 3.875%
HK$273,557
−HK$7,248/mo
Today · 4.125%
HK$280,805
baseline
▲ 0.50% · 4.625%
HK$295,607
+HK$14,802/mo
Deposit HK$35.01M · loan HK$52.51M · min. income ≈ HK$561,610/mo (50% DSR)
Upfront cash ≈ HK$38.73M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,386
−HK$17,520/mo
▼ 0.25% · 3.875%
HK$288,076
−HK$8,830/mo
Today · 4.125%
HK$296,906
baseline
▲ 0.50% · 4.625%
HK$314,972
+HK$18,066/mo
Deposit HK$26.26M · loan HK$61.26M · min. income ≈ HK$593,812/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,814
−HK$16,792/mo
▼ 0.25% · 3.875%
HK$319,150
−HK$8,456/mo
Today · 4.125%
HK$327,606
baseline
▲ 0.50% · 4.625%
HK$344,875
+HK$17,269/mo
Deposit HK$26.26M · loan HK$61.26M · min. income ≈ HK$655,212/mo (50% DSR)
Upfront cash ≈ HK$29.97M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,210
−HK$22,526/mo
▼ 0.25% · 3.875%
HK$370,384
−HK$11,352/mo
Today · 4.125%
HK$381,736
baseline
▲ 0.50% · 4.625%
HK$404,963
+HK$23,227/mo
Deposit HK$8.75M · loan HK$78.77M · min. income ≈ HK$763,472/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,618
−HK$21,590/mo
▼ 0.25% · 3.875%
HK$410,335
−HK$10,873/mo
Today · 4.125%
HK$421,208
baseline
▲ 0.50% · 4.625%
HK$443,410
+HK$22,202/mo
Deposit HK$8.75M · loan HK$78.77M · min. income ≈ HK$842,416/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$3,719,472 · Scale 2, in force from 26 Feb 2026)