LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,575
−HK$12,515/mo
▼ 0.25% · 3.875%
HK$205,783
−HK$6,307/mo
Today · 4.125%
HK$212,090
baseline
▲ 0.50% · 4.625%
HK$224,995
+HK$12,905/mo
Deposit HK$43.76M · loan HK$43.76M · min. income ≈ HK$424,180/mo (50% DSR)
Upfront cash ≈ HK$47.48M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,025
−HK$11,995/mo
▼ 0.25% · 3.875%
HK$227,979
−HK$6,041/mo
Today · 4.125%
HK$234,020
baseline
▲ 0.50% · 4.625%
HK$246,356
+HK$12,336/mo
Deposit HK$43.76M · loan HK$43.76M · min. income ≈ HK$468,040/mo (50% DSR)
Upfront cash ≈ HK$47.48M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,490
−HK$15,018/mo
▼ 0.25% · 3.875%
HK$246,939
−HK$7,569/mo
Today · 4.125%
HK$254,508
baseline
▲ 0.50% · 4.625%
HK$269,994
+HK$15,486/mo
Deposit HK$35.01M · loan HK$52.51M · min. income ≈ HK$509,016/mo (50% DSR)
Upfront cash ≈ HK$38.73M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,430
−HK$14,394/mo
▼ 0.25% · 3.875%
HK$273,575
−HK$7,249/mo
Today · 4.125%
HK$280,824
baseline
▲ 0.50% · 4.625%
HK$295,627
+HK$14,803/mo
Deposit HK$35.01M · loan HK$52.51M · min. income ≈ HK$561,648/mo (50% DSR)
Upfront cash ≈ HK$38.73M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,404
−HK$17,522/mo
▼ 0.25% · 3.875%
HK$288,096
−HK$8,830/mo
Today · 4.125%
HK$296,926
baseline
▲ 0.50% · 4.625%
HK$314,993
+HK$18,067/mo
Deposit HK$26.26M · loan HK$61.27M · min. income ≈ HK$593,852/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,835
−HK$16,793/mo
▼ 0.25% · 3.875%
HK$319,171
−HK$8,457/mo
Today · 4.125%
HK$327,628
baseline
▲ 0.50% · 4.625%
HK$344,898
+HK$17,270/mo
Deposit HK$26.26M · loan HK$61.27M · min. income ≈ HK$655,256/mo (50% DSR)
Upfront cash ≈ HK$29.98M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,234
−HK$22,527/mo
▼ 0.25% · 3.875%
HK$370,409
−HK$11,352/mo
Today · 4.125%
HK$381,761
baseline
▲ 0.50% · 4.625%
HK$404,991
+HK$23,230/mo
Deposit HK$8.75M · loan HK$78.77M · min. income ≈ HK$763,522/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,645
−HK$21,591/mo
▼ 0.25% · 3.875%
HK$410,363
−HK$10,873/mo
Today · 4.125%
HK$421,236
baseline
▲ 0.50% · 4.625%
HK$443,440
+HK$22,204/mo
Deposit HK$8.75M · loan HK$78.77M · min. income ≈ HK$842,472/mo (50% DSR)
Upfront cash ≈ HK$12.47M (deposit + AVD stamp duty HK$3,719,723 · Scale 2, in force from 26 Feb 2026)