LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,665
−HK$12,521/mo
▼ 0.25% · 3.875%
HK$205,876
−HK$6,310/mo
Today · 4.125%
HK$212,186
baseline
▲ 0.50% · 4.625%
HK$225,097
+HK$12,911/mo
Deposit HK$43.78M · loan HK$43.78M · min. income ≈ HK$424,372/mo (50% DSR)
Upfront cash ≈ HK$47.50M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,125
−HK$12,001/mo
▼ 0.25% · 3.875%
HK$228,083
−HK$6,043/mo
Today · 4.125%
HK$234,126
baseline
▲ 0.50% · 4.625%
HK$246,467
+HK$12,341/mo
Deposit HK$43.78M · loan HK$43.78M · min. income ≈ HK$468,252/mo (50% DSR)
Upfront cash ≈ HK$47.50M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,598
−HK$15,025/mo
▼ 0.25% · 3.875%
HK$247,051
−HK$7,572/mo
Today · 4.125%
HK$254,623
baseline
▲ 0.50% · 4.625%
HK$270,116
+HK$15,493/mo
Deposit HK$35.03M · loan HK$52.54M · min. income ≈ HK$509,246/mo (50% DSR)
Upfront cash ≈ HK$38.75M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,551
−HK$14,400/mo
▼ 0.25% · 3.875%
HK$273,699
−HK$7,252/mo
Today · 4.125%
HK$280,951
baseline
▲ 0.50% · 4.625%
HK$295,761
+HK$14,810/mo
Deposit HK$35.03M · loan HK$52.54M · min. income ≈ HK$561,902/mo (50% DSR)
Upfront cash ≈ HK$38.75M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,531
−HK$17,529/mo
▼ 0.25% · 3.875%
HK$288,226
−HK$8,834/mo
Today · 4.125%
HK$297,060
baseline
▲ 0.50% · 4.625%
HK$315,136
+HK$18,076/mo
Deposit HK$26.27M · loan HK$61.29M · min. income ≈ HK$594,120/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,976
−HK$16,801/mo
▼ 0.25% · 3.875%
HK$319,316
−HK$8,461/mo
Today · 4.125%
HK$327,777
baseline
▲ 0.50% · 4.625%
HK$345,054
+HK$17,277/mo
Deposit HK$26.27M · loan HK$61.29M · min. income ≈ HK$655,554/mo (50% DSR)
Upfront cash ≈ HK$29.99M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,397
−HK$22,538/mo
▼ 0.25% · 3.875%
HK$370,577
−HK$11,358/mo
Today · 4.125%
HK$381,935
baseline
▲ 0.50% · 4.625%
HK$405,174
+HK$23,239/mo
Deposit HK$8.76M · loan HK$78.81M · min. income ≈ HK$763,870/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,826
−HK$21,601/mo
▼ 0.25% · 3.875%
HK$410,549
−HK$10,878/mo
Today · 4.125%
HK$421,427
baseline
▲ 0.50% · 4.625%
HK$443,641
+HK$22,214/mo
Deposit HK$8.76M · loan HK$78.81M · min. income ≈ HK$842,854/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,721,411 · Scale 2, in force from 26 Feb 2026)