LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,762
−HK$12,527/mo
▼ 0.25% · 3.875%
HK$205,976
−HK$6,313/mo
Today · 4.125%
HK$212,289
baseline
▲ 0.50% · 4.625%
HK$225,206
+HK$12,917/mo
Deposit HK$43.80M · loan HK$43.80M · min. income ≈ HK$424,578/mo (50% DSR)
Upfront cash ≈ HK$47.53M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,233
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$228,193
−HK$6,047/mo
Today · 4.125%
HK$234,240
baseline
▲ 0.50% · 4.625%
HK$246,587
+HK$12,347/mo
Deposit HK$43.80M · loan HK$43.80M · min. income ≈ HK$468,480/mo (50% DSR)
Upfront cash ≈ HK$47.53M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,714
−HK$15,033/mo
▼ 0.25% · 3.875%
HK$247,171
−HK$7,576/mo
Today · 4.125%
HK$254,747
baseline
▲ 0.50% · 4.625%
HK$270,247
+HK$15,500/mo
Deposit HK$35.04M · loan HK$52.56M · min. income ≈ HK$509,494/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,680
−HK$14,408/mo
▼ 0.25% · 3.875%
HK$273,832
−HK$7,256/mo
Today · 4.125%
HK$281,088
baseline
▲ 0.50% · 4.625%
HK$295,904
+HK$14,816/mo
Deposit HK$35.04M · loan HK$52.56M · min. income ≈ HK$562,176/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,667
−HK$17,537/mo
▼ 0.25% · 3.875%
HK$288,366
−HK$8,838/mo
Today · 4.125%
HK$297,204
baseline
▲ 0.50% · 4.625%
HK$315,289
+HK$18,085/mo
Deposit HK$26.28M · loan HK$61.32M · min. income ≈ HK$594,408/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,127
−HK$16,809/mo
▼ 0.25% · 3.875%
HK$319,471
−HK$8,465/mo
Today · 4.125%
HK$327,936
baseline
▲ 0.50% · 4.625%
HK$345,222
+HK$17,286/mo
Deposit HK$26.28M · loan HK$61.32M · min. income ≈ HK$655,872/mo (50% DSR)
Upfront cash ≈ HK$30.00M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,572
−HK$22,548/mo
▼ 0.25% · 3.875%
HK$370,756
−HK$11,364/mo
Today · 4.125%
HK$382,120
baseline
▲ 0.50% · 4.625%
HK$405,371
+HK$23,251/mo
Deposit HK$8.76M · loan HK$78.84M · min. income ≈ HK$764,240/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,020
−HK$21,612/mo
▼ 0.25% · 3.875%
HK$410,748
−HK$10,884/mo
Today · 4.125%
HK$421,632
baseline
▲ 0.50% · 4.625%
HK$443,856
+HK$22,224/mo
Deposit HK$8.76M · loan HK$78.84M · min. income ≈ HK$843,264/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,723,216 · Scale 2, in force from 26 Feb 2026)