LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,770
−HK$12,527/mo
▼ 0.25% · 3.875%
HK$205,984
−HK$6,313/mo
Today · 4.125%
HK$212,297
baseline
▲ 0.50% · 4.625%
HK$225,215
+HK$12,918/mo
Deposit HK$43.80M · loan HK$43.80M · min. income ≈ HK$424,594/mo (50% DSR)
Upfront cash ≈ HK$47.53M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,242
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$228,202
−HK$6,047/mo
Today · 4.125%
HK$234,249
baseline
▲ 0.50% · 4.625%
HK$246,596
+HK$12,347/mo
Deposit HK$43.80M · loan HK$43.80M · min. income ≈ HK$468,498/mo (50% DSR)
Upfront cash ≈ HK$47.53M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,723
−HK$15,033/mo
▼ 0.25% · 3.875%
HK$247,180
−HK$7,576/mo
Today · 4.125%
HK$254,756
baseline
▲ 0.50% · 4.625%
HK$270,258
+HK$15,502/mo
Deposit HK$35.04M · loan HK$52.57M · min. income ≈ HK$509,512/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,690
−HK$14,408/mo
▼ 0.25% · 3.875%
HK$273,842
−HK$7,256/mo
Today · 4.125%
HK$281,098
baseline
▲ 0.50% · 4.625%
HK$295,915
+HK$14,817/mo
Deposit HK$35.04M · loan HK$52.57M · min. income ≈ HK$562,196/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,677
−HK$17,539/mo
▼ 0.25% · 3.875%
HK$288,377
−HK$8,839/mo
Today · 4.125%
HK$297,216
baseline
▲ 0.50% · 4.625%
HK$315,300
+HK$18,084/mo
Deposit HK$26.28M · loan HK$61.33M · min. income ≈ HK$594,432/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,138
−HK$16,810/mo
▼ 0.25% · 3.875%
HK$319,483
−HK$8,465/mo
Today · 4.125%
HK$327,948
baseline
▲ 0.50% · 4.625%
HK$345,235
+HK$17,287/mo
Deposit HK$26.28M · loan HK$61.33M · min. income ≈ HK$655,896/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,585
−HK$22,549/mo
▼ 0.25% · 3.875%
HK$370,770
−HK$11,364/mo
Today · 4.125%
HK$382,134
baseline
▲ 0.50% · 4.625%
HK$405,386
+HK$23,252/mo
Deposit HK$8.76M · loan HK$78.85M · min. income ≈ HK$764,268/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,035
−HK$21,613/mo
▼ 0.25% · 3.875%
HK$410,764
−HK$10,884/mo
Today · 4.125%
HK$421,648
baseline
▲ 0.50% · 4.625%
HK$443,873
+HK$22,225/mo
Deposit HK$8.76M · loan HK$78.85M · min. income ≈ HK$843,296/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,723,356 · Scale 2, in force from 26 Feb 2026)