LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,777
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$205,991
−HK$6,314/mo
Today · 4.125%
HK$212,305
baseline
▲ 0.50% · 4.625%
HK$225,223
+HK$12,918/mo
Deposit HK$43.81M · loan HK$43.81M · min. income ≈ HK$424,610/mo (50% DSR)
Upfront cash ≈ HK$47.53M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,250
−HK$12,007/mo
▼ 0.25% · 3.875%
HK$228,211
−HK$6,046/mo
Today · 4.125%
HK$234,257
baseline
▲ 0.50% · 4.625%
HK$246,605
+HK$12,348/mo
Deposit HK$43.81M · loan HK$43.81M · min. income ≈ HK$468,514/mo (50% DSR)
Upfront cash ≈ HK$47.53M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,732
−HK$15,034/mo
▼ 0.25% · 3.875%
HK$247,189
−HK$7,577/mo
Today · 4.125%
HK$254,766
baseline
▲ 0.50% · 4.625%
HK$270,268
+HK$15,502/mo
Deposit HK$35.04M · loan HK$52.57M · min. income ≈ HK$509,532/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,700
−HK$14,409/mo
▼ 0.25% · 3.875%
HK$273,853
−HK$7,256/mo
Today · 4.125%
HK$281,109
baseline
▲ 0.50% · 4.625%
HK$295,926
+HK$14,817/mo
Deposit HK$35.04M · loan HK$52.57M · min. income ≈ HK$562,218/mo (50% DSR)
Upfront cash ≈ HK$38.77M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,688
−HK$17,539/mo
▼ 0.25% · 3.875%
HK$288,388
−HK$8,839/mo
Today · 4.125%
HK$297,227
baseline
▲ 0.50% · 4.625%
HK$315,312
+HK$18,085/mo
Deposit HK$26.28M · loan HK$61.33M · min. income ≈ HK$594,454/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,150
−HK$16,810/mo
▼ 0.25% · 3.875%
HK$319,495
−HK$8,465/mo
Today · 4.125%
HK$327,960
baseline
▲ 0.50% · 4.625%
HK$345,248
+HK$17,288/mo
Deposit HK$26.28M · loan HK$61.33M · min. income ≈ HK$655,920/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,599
−HK$22,550/mo
▼ 0.25% · 3.875%
HK$370,784
−HK$11,365/mo
Today · 4.125%
HK$382,149
baseline
▲ 0.50% · 4.625%
HK$405,401
+HK$23,252/mo
Deposit HK$8.76M · loan HK$78.85M · min. income ≈ HK$764,298/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,050
−HK$21,613/mo
▼ 0.25% · 3.875%
HK$410,779
−HK$10,884/mo
Today · 4.125%
HK$421,663
baseline
▲ 0.50% · 4.625%
HK$443,890
+HK$22,227/mo
Deposit HK$8.76M · loan HK$78.85M · min. income ≈ HK$843,326/mo (50% DSR)
Upfront cash ≈ HK$12.48M (deposit + AVD stamp duty HK$3,723,495 · Scale 2, in force from 26 Feb 2026)