LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,981
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,603
−HK$631/mo
Today · 4.125%
HK$21,234
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,468/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,229
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,825
−HK$605/mo
Today · 4.125%
HK$23,430
baseline
▲ 0.50% · 4.625%
HK$24,665
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,860/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,977
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,723
−HK$758/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,550/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,390
−HK$726/mo
Today · 4.125%
HK$28,116
baseline
▲ 0.50% · 4.625%
HK$29,598
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,232/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,973
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,844
−HK$884/mo
Today · 4.125%
HK$29,728
baseline
▲ 0.50% · 4.625%
HK$31,537
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,456/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,120
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,955
−HK$847/mo
Today · 4.125%
HK$32,802
baseline
▲ 0.50% · 4.625%
HK$34,531
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,604/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,085
−HK$1,136/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,326/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,088/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,223/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,879 · Scale 2, in force from 26 Feb 2026)