LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,833
−HK$12,531/mo
▼ 0.25% · 3.875%
HK$206,049
−HK$6,315/mo
Today · 4.125%
HK$212,364
baseline
▲ 0.50% · 4.625%
HK$225,286
+HK$12,922/mo
Deposit HK$43.82M · loan HK$43.82M · min. income ≈ HK$424,728/mo (50% DSR)
Upfront cash ≈ HK$47.54M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,312
−HK$12,011/mo
▼ 0.25% · 3.875%
HK$228,275
−HK$6,048/mo
Today · 4.125%
HK$234,323
baseline
▲ 0.50% · 4.625%
HK$246,675
+HK$12,352/mo
Deposit HK$43.82M · loan HK$43.82M · min. income ≈ HK$468,646/mo (50% DSR)
Upfront cash ≈ HK$47.54M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,800
−HK$15,037/mo
▼ 0.25% · 3.875%
HK$247,259
−HK$7,578/mo
Today · 4.125%
HK$254,837
baseline
▲ 0.50% · 4.625%
HK$270,344
+HK$15,507/mo
Deposit HK$35.05M · loan HK$52.58M · min. income ≈ HK$509,674/mo (50% DSR)
Upfront cash ≈ HK$38.78M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,775
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$273,930
−HK$7,258/mo
Today · 4.125%
HK$281,188
baseline
▲ 0.50% · 4.625%
HK$296,010
+HK$14,822/mo
Deposit HK$35.05M · loan HK$52.58M · min. income ≈ HK$562,376/mo (50% DSR)
Upfront cash ≈ HK$38.78M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,766
−HK$17,544/mo
▼ 0.25% · 3.875%
HK$288,469
−HK$8,841/mo
Today · 4.125%
HK$297,310
baseline
▲ 0.50% · 4.625%
HK$315,401
+HK$18,091/mo
Deposit HK$26.29M · loan HK$61.35M · min. income ≈ HK$594,620/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,237
−HK$16,816/mo
▼ 0.25% · 3.875%
HK$319,585
−HK$8,468/mo
Today · 4.125%
HK$328,053
baseline
▲ 0.50% · 4.625%
HK$345,345
+HK$17,292/mo
Deposit HK$26.29M · loan HK$61.35M · min. income ≈ HK$656,106/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,700
−HK$22,556/mo
▼ 0.25% · 3.875%
HK$370,888
−HK$11,368/mo
Today · 4.125%
HK$382,256
baseline
▲ 0.50% · 4.625%
HK$405,515
+HK$23,259/mo
Deposit HK$8.76M · loan HK$78.87M · min. income ≈ HK$764,512/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,162
−HK$21,620/mo
▼ 0.25% · 3.875%
HK$410,894
−HK$10,888/mo
Today · 4.125%
HK$421,782
baseline
▲ 0.50% · 4.625%
HK$444,015
+HK$22,233/mo
Deposit HK$8.76M · loan HK$78.87M · min. income ≈ HK$843,564/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$3,724,542 · Scale 2, in force from 26 Feb 2026)