LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,837
−HK$12,531/mo
▼ 0.25% · 3.875%
HK$206,053
−HK$6,315/mo
Today · 4.125%
HK$212,368
baseline
▲ 0.50% · 4.625%
HK$225,290
+HK$12,922/mo
Deposit HK$43.82M · loan HK$43.82M · min. income ≈ HK$424,736/mo (50% DSR)
Upfront cash ≈ HK$47.54M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,316
−HK$12,012/mo
▼ 0.25% · 3.875%
HK$228,279
−HK$6,049/mo
Today · 4.125%
HK$234,328
baseline
▲ 0.50% · 4.625%
HK$246,679
+HK$12,351/mo
Deposit HK$43.82M · loan HK$43.82M · min. income ≈ HK$468,656/mo (50% DSR)
Upfront cash ≈ HK$47.54M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,804
−HK$15,038/mo
▼ 0.25% · 3.875%
HK$247,263
−HK$7,579/mo
Today · 4.125%
HK$254,842
baseline
▲ 0.50% · 4.625%
HK$270,349
+HK$15,507/mo
Deposit HK$35.06M · loan HK$52.58M · min. income ≈ HK$509,684/mo (50% DSR)
Upfront cash ≈ HK$38.78M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,780
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$273,935
−HK$7,258/mo
Today · 4.125%
HK$281,193
baseline
▲ 0.50% · 4.625%
HK$296,015
+HK$14,822/mo
Deposit HK$35.06M · loan HK$52.58M · min. income ≈ HK$562,386/mo (50% DSR)
Upfront cash ≈ HK$38.78M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,772
−HK$17,544/mo
▼ 0.25% · 3.875%
HK$288,474
−HK$8,842/mo
Today · 4.125%
HK$297,316
baseline
▲ 0.50% · 4.625%
HK$315,407
+HK$18,091/mo
Deposit HK$26.29M · loan HK$61.35M · min. income ≈ HK$594,632/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,243
−HK$16,816/mo
▼ 0.25% · 3.875%
HK$319,590
−HK$8,469/mo
Today · 4.125%
HK$328,059
baseline
▲ 0.50% · 4.625%
HK$345,351
+HK$17,292/mo
Deposit HK$26.29M · loan HK$61.35M · min. income ≈ HK$656,118/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,706
−HK$22,557/mo
▼ 0.25% · 3.875%
HK$370,895
−HK$11,368/mo
Today · 4.125%
HK$382,263
baseline
▲ 0.50% · 4.625%
HK$405,523
+HK$23,260/mo
Deposit HK$8.76M · loan HK$78.87M · min. income ≈ HK$764,526/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,170
−HK$21,620/mo
▼ 0.25% · 3.875%
HK$410,902
−HK$10,888/mo
Today · 4.125%
HK$421,790
baseline
▲ 0.50% · 4.625%
HK$444,023
+HK$22,233/mo
Deposit HK$8.76M · loan HK$78.87M · min. income ≈ HK$843,580/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$3,724,610 · Scale 2, in force from 26 Feb 2026)