LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,991
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,612
−HK$632/mo
Today · 4.125%
HK$21,244
baseline
▲ 0.50% · 4.625%
HK$22,537
+HK$1,293/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,488/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,239
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,836
−HK$605/mo
Today · 4.125%
HK$23,441
baseline
▲ 0.50% · 4.625%
HK$24,676
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,882/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,989
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$758/mo
Today · 4.125%
HK$25,493
baseline
▲ 0.50% · 4.625%
HK$27,044
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,986/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,687
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,403
−HK$726/mo
Today · 4.125%
HK$28,129
baseline
▲ 0.50% · 4.625%
HK$29,612
+HK$1,483/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,258/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,987
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,857
−HK$885/mo
Today · 4.125%
HK$29,742
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,484/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,135
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,970
−HK$847/mo
Today · 4.125%
HK$32,817
baseline
▲ 0.50% · 4.625%
HK$34,547
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,634/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,983
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$1,138/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,326/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,031
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,104
−HK$1,090/mo
Today · 4.125%
HK$42,194
baseline
▲ 0.50% · 4.625%
HK$44,418
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,388/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,005 · Scale 2, in force from 26 Feb 2026)