LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,991
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,613
−HK$632/mo
Today · 4.125%
HK$21,245
baseline
▲ 0.50% · 4.625%
HK$22,537
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,490/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,240
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,836
−HK$605/mo
Today · 4.125%
HK$23,441
baseline
▲ 0.50% · 4.625%
HK$24,677
+HK$1,236/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,882/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,989
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$759/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$27,045
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,688
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,404
−HK$726/mo
Today · 4.125%
HK$28,130
baseline
▲ 0.50% · 4.625%
HK$29,612
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,260/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,988
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,858
−HK$885/mo
Today · 4.125%
HK$29,743
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,486/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,136
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,971
−HK$847/mo
Today · 4.125%
HK$32,818
baseline
▲ 0.50% · 4.625%
HK$34,548
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,636/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,103
−HK$1,137/mo
Today · 4.125%
HK$38,240
baseline
▲ 0.50% · 4.625%
HK$40,567
+HK$2,327/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,480/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,032
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,090/mo
Today · 4.125%
HK$42,195
baseline
▲ 0.50% · 4.625%
HK$44,419
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,390/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,011 · Scale 2, in force from 26 Feb 2026)