LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,912
−HK$12,536/mo
▼ 0.25% · 3.875%
HK$206,130
−HK$6,318/mo
Today · 4.125%
HK$212,448
baseline
▲ 0.50% · 4.625%
HK$225,375
+HK$12,927/mo
Deposit HK$43.84M · loan HK$43.84M · min. income ≈ HK$424,896/mo (50% DSR)
Upfront cash ≈ HK$47.56M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,400
−HK$12,016/mo
▼ 0.25% · 3.875%
HK$228,365
−HK$6,051/mo
Today · 4.125%
HK$234,416
baseline
▲ 0.50% · 4.625%
HK$246,772
+HK$12,356/mo
Deposit HK$43.84M · loan HK$43.84M · min. income ≈ HK$468,832/mo (50% DSR)
Upfront cash ≈ HK$47.56M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,894
−HK$15,044/mo
▼ 0.25% · 3.875%
HK$247,357
−HK$7,581/mo
Today · 4.125%
HK$254,938
baseline
▲ 0.50% · 4.625%
HK$270,450
+HK$15,512/mo
Deposit HK$35.07M · loan HK$52.60M · min. income ≈ HK$509,876/mo (50% DSR)
Upfront cash ≈ HK$38.79M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,880
−HK$14,419/mo
▼ 0.25% · 3.875%
HK$274,038
−HK$7,261/mo
Today · 4.125%
HK$281,299
baseline
▲ 0.50% · 4.625%
HK$296,126
+HK$14,827/mo
Deposit HK$35.07M · loan HK$52.60M · min. income ≈ HK$562,598/mo (50% DSR)
Upfront cash ≈ HK$38.79M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,877
−HK$17,551/mo
▼ 0.25% · 3.875%
HK$288,583
−HK$8,845/mo
Today · 4.125%
HK$297,428
baseline
▲ 0.50% · 4.625%
HK$315,525
+HK$18,097/mo
Deposit HK$26.30M · loan HK$61.37M · min. income ≈ HK$594,856/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,360
−HK$16,822/mo
▼ 0.25% · 3.875%
HK$319,711
−HK$8,471/mo
Today · 4.125%
HK$328,182
baseline
▲ 0.50% · 4.625%
HK$345,481
+HK$17,299/mo
Deposit HK$26.30M · loan HK$61.37M · min. income ≈ HK$656,364/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,842
−HK$22,565/mo
▼ 0.25% · 3.875%
HK$371,035
−HK$11,372/mo
Today · 4.125%
HK$382,407
baseline
▲ 0.50% · 4.625%
HK$405,675
+HK$23,268/mo
Deposit HK$8.77M · loan HK$78.90M · min. income ≈ HK$764,814/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,320
−HK$21,628/mo
▼ 0.25% · 3.875%
HK$411,057
−HK$10,891/mo
Today · 4.125%
HK$421,948
baseline
▲ 0.50% · 4.625%
HK$444,190
+HK$22,242/mo
Deposit HK$8.77M · loan HK$78.90M · min. income ≈ HK$843,896/mo (50% DSR)
Upfront cash ≈ HK$12.49M (deposit + AVD stamp duty HK$3,726,012 · Scale 2, in force from 26 Feb 2026)