LTV · monthly repayment
▼ 0.50% · 3.625%
HK$199,968
−HK$12,540/mo
▼ 0.25% · 3.875%
HK$206,188
−HK$6,320/mo
Today · 4.125%
HK$212,508
baseline
▲ 0.50% · 4.625%
HK$225,438
+HK$12,930/mo
Deposit HK$43.85M · loan HK$43.85M · min. income ≈ HK$425,016/mo (50% DSR)
Upfront cash ≈ HK$47.57M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,462
−HK$12,019/mo
▼ 0.25% · 3.875%
HK$228,429
−HK$6,052/mo
Today · 4.125%
HK$234,481
baseline
▲ 0.50% · 4.625%
HK$246,841
+HK$12,360/mo
Deposit HK$43.85M · loan HK$43.85M · min. income ≈ HK$468,962/mo (50% DSR)
Upfront cash ≈ HK$47.57M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$239,962
−HK$15,047/mo
▼ 0.25% · 3.875%
HK$247,426
−HK$7,583/mo
Today · 4.125%
HK$255,009
baseline
▲ 0.50% · 4.625%
HK$270,526
+HK$15,517/mo
Deposit HK$35.08M · loan HK$52.62M · min. income ≈ HK$510,018/mo (50% DSR)
Upfront cash ≈ HK$38.81M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$266,955
−HK$14,423/mo
▼ 0.25% · 3.875%
HK$274,115
−HK$7,263/mo
Today · 4.125%
HK$281,378
baseline
▲ 0.50% · 4.625%
HK$296,209
+HK$14,831/mo
Deposit HK$35.08M · loan HK$52.62M · min. income ≈ HK$562,756/mo (50% DSR)
Upfront cash ≈ HK$38.81M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,955
−HK$17,556/mo
▼ 0.25% · 3.875%
HK$288,663
−HK$8,848/mo
Today · 4.125%
HK$297,511
baseline
▲ 0.50% · 4.625%
HK$315,614
+HK$18,103/mo
Deposit HK$26.31M · loan HK$61.39M · min. income ≈ HK$595,022/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,447
−HK$16,827/mo
▼ 0.25% · 3.875%
HK$319,800
−HK$8,474/mo
Today · 4.125%
HK$328,274
baseline
▲ 0.50% · 4.625%
HK$345,578
+HK$17,304/mo
Deposit HK$26.31M · loan HK$61.39M · min. income ≈ HK$656,548/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,942
−HK$22,572/mo
▼ 0.25% · 3.875%
HK$371,139
−HK$11,375/mo
Today · 4.125%
HK$382,514
baseline
▲ 0.50% · 4.625%
HK$405,789
+HK$23,275/mo
Deposit HK$8.77M · loan HK$78.93M · min. income ≈ HK$765,028/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,432
−HK$21,635/mo
▼ 0.25% · 3.875%
HK$411,172
−HK$10,895/mo
Today · 4.125%
HK$422,067
baseline
▲ 0.50% · 4.625%
HK$444,314
+HK$22,247/mo
Deposit HK$8.77M · loan HK$78.93M · min. income ≈ HK$844,134/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$3,727,056 · Scale 2, in force from 26 Feb 2026)