LTV · monthly repayment
▼ 0.50% · 3.625%
HK$200,012
−HK$12,543/mo
▼ 0.25% · 3.875%
HK$206,234
−HK$6,321/mo
Today · 4.125%
HK$212,555
baseline
▲ 0.50% · 4.625%
HK$225,488
+HK$12,933/mo
Deposit HK$43.86M · loan HK$43.86M · min. income ≈ HK$425,110/mo (50% DSR)
Upfront cash ≈ HK$47.59M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,512
−HK$12,021/mo
▼ 0.25% · 3.875%
HK$228,479
−HK$6,054/mo
Today · 4.125%
HK$234,533
baseline
▲ 0.50% · 4.625%
HK$246,896
+HK$12,363/mo
Deposit HK$43.86M · loan HK$43.86M · min. income ≈ HK$469,066/mo (50% DSR)
Upfront cash ≈ HK$47.59M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,015
−HK$15,051/mo
▼ 0.25% · 3.875%
HK$247,481
−HK$7,585/mo
Today · 4.125%
HK$255,066
baseline
▲ 0.50% · 4.625%
HK$270,586
+HK$15,520/mo
Deposit HK$35.09M · loan HK$52.63M · min. income ≈ HK$510,132/mo (50% DSR)
Upfront cash ≈ HK$38.81M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,014
−HK$14,426/mo
▼ 0.25% · 3.875%
HK$274,175
−HK$7,265/mo
Today · 4.125%
HK$281,440
baseline
▲ 0.50% · 4.625%
HK$296,275
+HK$14,835/mo
Deposit HK$35.09M · loan HK$52.63M · min. income ≈ HK$562,880/mo (50% DSR)
Upfront cash ≈ HK$38.81M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,017
−HK$17,560/mo
▼ 0.25% · 3.875%
HK$288,727
−HK$8,850/mo
Today · 4.125%
HK$297,577
baseline
▲ 0.50% · 4.625%
HK$315,684
+HK$18,107/mo
Deposit HK$26.31M · loan HK$61.40M · min. income ≈ HK$595,154/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$311,516
−HK$16,831/mo
▼ 0.25% · 3.875%
HK$319,871
−HK$8,476/mo
Today · 4.125%
HK$328,347
baseline
▲ 0.50% · 4.625%
HK$345,654
+HK$17,307/mo
Deposit HK$26.31M · loan HK$61.40M · min. income ≈ HK$656,694/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,022
−HK$22,577/mo
▼ 0.25% · 3.875%
HK$371,221
−HK$11,378/mo
Today · 4.125%
HK$382,599
baseline
▲ 0.50% · 4.625%
HK$405,879
+HK$23,280/mo
Deposit HK$8.77M · loan HK$78.94M · min. income ≈ HK$765,198/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,521
−HK$21,639/mo
▼ 0.25% · 3.875%
HK$411,263
−HK$10,897/mo
Today · 4.125%
HK$422,160
baseline
▲ 0.50% · 4.625%
HK$444,413
+HK$22,253/mo
Deposit HK$8.77M · loan HK$78.94M · min. income ≈ HK$844,320/mo (50% DSR)
Upfront cash ≈ HK$12.50M (deposit + AVD stamp duty HK$3,727,881 · Scale 2, in force from 26 Feb 2026)