LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,007
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,629
−HK$632/mo
Today · 4.125%
HK$21,261
baseline
▲ 0.50% · 4.625%
HK$22,555
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,522/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,257
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,854
−HK$606/mo
Today · 4.125%
HK$23,460
baseline
▲ 0.50% · 4.625%
HK$24,696
+HK$1,236/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,920/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,008
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,755
−HK$759/mo
Today · 4.125%
HK$25,514
baseline
▲ 0.50% · 4.625%
HK$27,066
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,028/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,709
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,425
−HK$727/mo
Today · 4.125%
HK$28,152
baseline
▲ 0.50% · 4.625%
HK$29,636
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,304/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,010
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,881
−HK$885/mo
Today · 4.125%
HK$29,766
baseline
▲ 0.50% · 4.625%
HK$31,577
+HK$1,811/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,532/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,160
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,996
−HK$848/mo
Today · 4.125%
HK$32,844
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,731/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,688/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,012
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,132
−HK$1,139/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,599
+HK$2,328/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,063
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,138
−HK$1,090/mo
Today · 4.125%
HK$42,228
baseline
▲ 0.50% · 4.625%
HK$44,454
+HK$2,226/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$84,456/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,218 · Scale 2, in force from 26 Feb 2026)