LTV · monthly repayment
▼ 0.50% · 3.625%
HK$20,009
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,631
−HK$633/mo
Today · 4.125%
HK$21,264
baseline
▲ 0.50% · 4.625%
HK$22,558
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,528/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,260
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,857
−HK$605/mo
Today · 4.125%
HK$23,462
baseline
▲ 0.50% · 4.625%
HK$24,699
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,924/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,011
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,758
−HK$758/mo
Today · 4.125%
HK$25,516
baseline
▲ 0.50% · 4.625%
HK$27,069
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,032/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,712
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,428
−HK$727/mo
Today · 4.125%
HK$28,155
baseline
▲ 0.50% · 4.625%
HK$29,639
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,310/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,013
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,884
−HK$885/mo
Today · 4.125%
HK$29,769
baseline
▲ 0.50% · 4.625%
HK$31,581
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,538/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,164
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$32,000
−HK$847/mo
Today · 4.125%
HK$32,847
baseline
▲ 0.50% · 4.625%
HK$34,579
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,694/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,016
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,137
−HK$1,138/mo
Today · 4.125%
HK$38,275
baseline
▲ 0.50% · 4.625%
HK$40,604
+HK$2,329/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$76,550/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,068
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,142
−HK$1,090/mo
Today · 4.125%
HK$42,232
baseline
▲ 0.50% · 4.625%
HK$44,459
+HK$2,227/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$84,464/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,247 · Scale 2, in force from 26 Feb 2026)